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Ogdensburg Real Estate Market Facts

  • $68,000Median home price
    76% lower than New York
  • $591Median rent asked
    49% lower than New York
  • 60.3%Home owners
    12% higher than New York
  • 2.2People per home
    15% lower than New York
A general summary of the real estate market in Ogdensburg, NY is listed above. Properties in Ogdensburg, NY average a cost of $68,000, which is 76% lower than the median home price for real estate located in New York. This means that the region of Ogdensburg, NY is, on average, more affordable when compared to the remainder of New York. Since tenants living in Ogdensburg, NY will pay an average of $591, the median rental cost is 49% lower than in New York. 60.3% of people in Ogdensburg, NY own their own homes, and an average of 2.2 people inhabit each property. Ogdensburg, NY has many assorted real estate listings available. These range from urban townhouses to inexpensive condos to luxurious residences. We make finding homes for sale and browsing real estate listings effortless. Simply use the search function above, and obtain filtered results according to price, location, bathrooms and bedrooms.

Ogdensburg Home Affordability

  • $68,000Median home price
    76% lower than New York
  • $36,832Median home income
    39% lower than New York
  • 1.8xHome price to income ratio
    61% lower than New York
When starting your search for real estate in Ogdensburg, NY, it is crucial to consider home affordability. When calculating home affordability, the ratio of home price to median household income is one of the methods that is applicable in doing so. On average, a home in Ogdensburg, NY costs $68,000 while each household has an average income of $36,832. Consequently, the ratio of home price to household income is 1.8x; this ratio is 61% lower than the average in New York. Calculating the home affordability ratio involves dividing the average price of a home by the average income of homes in Ogdensburg, NY. When the ratio of home price to income is relatively low, the implication is that homes are more affordable on the basis of the home price in comparison with the home income. Note that besides home price to median household income ratio, there are various other factors to put into consideration when determining if home affordability exists. Check the home affordability calculator shown below to calculate how much you can afford to pay for real estate in Ogdensburg, NY.

Ogdensburg Affordability Calculator

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If you are looking to purchase real estate in Ogdensburg, NY, it is imperative that it falls within your established budget range. Our home affordability calculation tool lets you figure out the price of your prospective home in Ogdensburg, NY as the calculation is based on your salary, your debts and the amount of the down payment that you have available. If you want an even more detailed report, you can include more information such as mortgage terms, rates, property taxes, homeowners insurance and HOA dues. By adding in those additional details, you will be able to see a more accurate price of a home that you will be able to afford in Ogdensburg, NY. This is a very useful tool because it prevents you from falling in love with a property that you will not be able to safely afford. The home affordability calculation tool is also a great way to manage your budget because you will be able to clearly see how much money you will be spending on home ownership, and how much money will be available for other livings costs and hopefully, savings.

Ogdensburg Mortgage Calculator

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What will be my monthly costs if I purchase Ogdensburg, NY real estate? There are various factors that determine the monthly cost of a home. Obviously, the major factor is the price of the home itself. However, beyond the price of the home,it is also important to consider the down payment, loan term, interest rate, property taxes, home insurance, HOA dues and PMI (private mortgage insurance). For homeowners who are able to put 20% or more towards a down payment, PMI payments can be completely emlinated, which saves a home owner money. Typical mortgage calculators have preset default values for these details, but they can be altered to give a potential buyer a more accurate depiction of the estimated monthly payment. When it comes to financing, a generally accepted recommendation is to keep the DTI (debt-to-income) ratio to no more than 36 percent, which means no more than 36 percent of your gross monthly income should go to paying all debts.

Ogdensburg Demographics

  • 10,937Population
  • 2,207People / sq mile
  • 39.9Median age
  • 1.3:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Rensselaer Falls, NY369$65,00065%
Heuvelton, NY603$84,00055%
Morristown, NY357$97,10047%
DeKalb Junction, NY586$109,20041%
Waddington, NY907$114,00038%
Ogdensburg, NY10,937$68,00063%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
Fairfield, AL10,937$95,10049%
Malvern, AR10,937$73,40060%
Suffern, NY10,936$309,20067%
Brooklyn, OH10,936$103,40044%
Broomall, PA10,935$319,50073%
Ogdensburg, NY10,937$68,00063%
Source: The Ogdensburg, NY housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).