Find Real Estate Listings In Oak Ridge North


Open House Listings In Oak Ridge North

New Listings In Oak Ridge North

Real Estate Listings In Oak Ridge North

Oak Ridge North Real Estate Market Facts

  • $174,800Median home price
    22% higher than Texas
  • $1,515Median rent asked
    66% higher than Texas
  • 94.6%Home owners
    53% higher than Texas
  • 2.8People per home
    1% lower than Texas
Above, you will see a summary of real estate in Oak Ridge North, TX. On average, homes in Oak Ridge North, TX cost $174,800, a value that is 22% higher than the average in Texas. In general terms, this results in Oak Ridge North, TX real estate being less affordable than Texas real estate. On average, people who rent houses in Oak Ridge North, TX pay $1,515; this value is 66% higher than the average amount renters pay in Texas. 94.6% of Oak Ridge North, TX residents own their own homes and, on average, each of the homes has 2.8 occupants. Oak Ridge North, TX real estate features a range of homes, which include everthing from large houses to small condos to stacked townhomes. Accessing real estate listings and homes that are up for sale in Oak Ridge North, TX is easy because in our search area shown above, we categorize real estate and homes based on location, price, and the number of bedrooms and bathrooms.

Oak Ridge North Home Affordability

  • $174,800Median home price
    22% higher than Texas
  • $93,214Median home income
    70% higher than Texas
  • 1.9xHome price to income ratio
    28% lower than Texas
It’s advisable to look at home affordability when trying to find the ideal place to find real estate in Oak Ridge North, TX. To estimate home affordability, one method is to use the ratio of home price to median household income. The Oak Ridge North, TX’s median home price stands at $174,800 while $93,214 is the value of the average household income. The resulting home price to income ratio, which is 1.9x, differs from the Texas average as the ratio is 28% lower than the state’s average. The average home price divided by the median home income results in the home affordability ratio. Considering the comparison between the home price and home income, homes in Oak Ridge North, TX are considered less expensive if the ratio of home price to income is lower. Besides the home price to median household income ratio, other considerable factors do apply in determining home affordability. Using the home affordability calculator displayed below can help determine the exact price that suits any budget when searching for real estate in Oak Ridge North, TX.

Oak Ridge North Affordability Calculator

Include PMI
You can afford a home up to:
Debt-to-income ratio
Monthly income breakdown
  • Monthly income
  • Monthly payment
  • Debt payment
  • Income taxes
  • Remainder
Are you looking for real estate in Oak Ridge North, TX? Be careful not to purchase a home outside of your budget. A home affordability calculator lets you input your income, down payment, and debts to figure out how much you can afford to spend on your new home. If you know further information, such as mortgage term and rate or insurance, taxes, and HOA dues, you can input that as well to get a better estimate of the total cost. The calculator will show you the maximum amount you can afford to spend on a home. With that number in mind, you can start looking for a home in Oak Ridge North, TX and avoid homes that don’t fit in your budget to guard yourself from an emotional, yet costly, decision. Thanks to the home affordability calculator, you can also create a stronger budget plan. Once you know your housing costs, you can figure out how much money you should spend and how much money you can save.

Oak Ridge North Mortgage Calculator

Your monthly payment will be:
Monthly payment breakdown
  • Monthly payment
  • Mortgage
  • PMI fees
  • Property tax
  • Home insurance
  • HOA dues
What will I pay monthly if I buy real estate in Oak Ridge North, TX? Determining the monthly payment amount of a home is based on a number of different factors. Obviously, the most significant variable is the overall price of the house, but there are also other considerations to make such as homeowners insurance, the interest rate, amount of the down payment, property taxes, private mortgage insurance (PMI), and even home owner's association dues. A great way to eliminate the PMI is by paying 20% of the cost of the house as a down payment. The mortgage calculator is filled out with default values for these variables, but they can be reset to give you a more accurate payment amount. The best rule when it comes to house payments is that you want to keep your debt to income ratio at no more than 36%. This means paying no more than 36% of your monthly income on your housse and all other debt payments.

Oak Ridge North Demographics

  • 3,142Population
  • 2,203People / sq mile
  • 47.2Median age
  • 0.9:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Indian Springs, TX760$48,70074%
Cut and Shoot, TX1,543$90,00051%
Humble, TX15,569$111,20040%
Spring, TX58,608$120,80035%
Woodloch, TX251$133,20028%
Oak Ridge North, TX3,142$174,8005%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
Tonkawa, OK3,142$65,10065%
Homestead, PA3,142$45,40075%
Haviland, NY3,143$206,70012%
Raymond, NH3,141$210,10014%
Myerstown, PA3,144$146,00021%
Oak Ridge North, TX3,142$174,8005%
Source: The Oak Ridge North, TX housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).
Are you looking to buy or sell?
What style of home are you
What is your
When are you looking to
ASAP1-3 mos.3-6 mos.6-9 mos.1 yr+
Connect with top real estate agents