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North Haledon Real Estate Market Facts

  • $436,000Median home price
    38% higher than New Jersey
  • $1,469Median rent asked
    21% higher than New Jersey
  • 93.1%Home owners
    45% higher than New Jersey
  • 2.8People per home
    3% higher than New Jersey
Above, you will see a summary of real estate in North Haledon, NJ. On average, homes in North Haledon, NJ cost $436,000, a value that is 38% higher than the average in New Jersey. In general terms, this results in North Haledon, NJ real estate being less affordable than New Jersey real estate. On average, people who rent houses in North Haledon, NJ pay $1,469; this value is 21% higher than the average amount renters pay in New Jersey. 93.1% of North Haledon, NJ residents own their own homes and, on average, each of the homes has 2.8 occupants. North Haledon, NJ real estate features a range of homes, which include everthing from large houses to small condos to stacked townhomes. Accessing real estate listings and homes that are up for sale in North Haledon, NJ is easy because in our search area shown above, we categorize real estate and homes based on location, price, and the number of bedrooms and bathrooms.

North Haledon Home Affordability

  • $436,000Median home price
    38% higher than New Jersey
  • $100,724Median home income
    37% higher than New Jersey
  • 4.3xHome price to income ratio
    1% higher than New Jersey
It’s advisable to look at home affordability when trying to find the ideal place to find real estate in North Haledon, NJ. To estimate home affordability, one method is to use the ratio of home price to median household income. The North Haledon, NJ’s median home price stands at $436,000 while $100,724 is the value of the average household income. The resulting home price to income ratio, which is 4.3x, differs from the New Jersey average as the ratio is 1% higher than the state’s average. The average home price divided by the median home income results in the home affordability ratio. Considering the comparison between the home price and home income, homes in North Haledon, NJ are considered less expensive if the ratio of home price to income is lower. Besides the home price to median household income ratio, other considerable factors do apply in determining home affordability. Using the home affordability calculator displayed below can help determine the exact price that suits any budget when searching for real estate in North Haledon, NJ.

North Haledon Affordability Calculator

Include PMI
You can afford a home up to:
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Are you looking for real estate in North Haledon, NJ? Be careful not to purchase a home outside of your budget. A home affordability calculator lets you input your income, down payment, and debts to figure out how much you can afford to spend on your new home. If you know further information, such as mortgage term and rate or insurance, taxes, and HOA dues, you can input that as well to get a better estimate of the total cost. The calculator will show you the maximum amount you can afford to spend on a home. With that number in mind, you can start looking for a home in North Haledon, NJ and avoid homes that don’t fit in your budget to guard yourself from an emotional, yet costly, decision. Thanks to the home affordability calculator, you can also create a stronger budget plan. Once you know your housing costs, you can figure out how much money you should spend and how much money you can save.

North Haledon Mortgage Calculator

Your monthly payment will be:
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  • Mortgage
  • PMI fees
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  • Home insurance
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What will I pay monthly if I buy real estate in North Haledon, NJ? Determining the monthly payment amount of a home is based on a number of different factors. Obviously, the most significant variable is the overall price of the house, but there are also other considerations to make such as homeowners insurance, the interest rate, amount of the down payment, property taxes, private mortgage insurance (PMI), and even home owner's association dues. A great way to eliminate the PMI is by paying 20% of the cost of the house as a down payment. The mortgage calculator is filled out with default values for these variables, but they can be reset to give you a more accurate payment amount. The best rule when it comes to house payments is that you want to keep your debt to income ratio at no more than 36%. This means paying no more than 36% of your monthly income on your housse and all other debt payments.

North Haledon Demographics

  • 8,490Population
  • 2,438People / sq mile
  • 51.0Median age
  • 1.0:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Teterboro, NJ86$0100%
Highland Lakes, NJ4,834$204,10011%
East Orange, NJ64,621$209,50013%
Silver Lake, NJ4,007$224,20021%
Paterson, NJ146,894$236,00028%
North Haledon, NJ8,490$436,000136%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
Dormont, PA8,491$121,00034%
Elwood, IN8,489$68,80063%
Mount Pleasant, IA8,491$107,90042%
Elsmere, KY8,488$105,50043%
Richmond Heights, MO8,486$237,60029%
North Haledon, NJ8,490$436,000136%
Source: The North Haledon, NJ housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).