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Icard Real Estate Market Facts

  • $117,800Median home price
    25% lower than North Carolina
  • $595Median rent asked
    27% lower than North Carolina
  • 61.1%Home owners
    6% lower than North Carolina
  • 2.5People per home
    1% lower than North Carolina
Above, you will see a summary of real estate in Icard, NC. On average, homes in Icard, NC cost $117,800, a value that is 25% lower than the average in North Carolina. In general terms, this results in Icard, NC real estate being more affordable than North Carolina real estate. On average, people who rent houses in Icard, NC pay $595; this value is 27% lower than the average amount renters pay in North Carolina. 61.1% of Icard, NC residents own their own homes and, on average, each of the homes has 2.5 occupants. Icard, NC real estate features a range of homes, which include everthing from large houses to small condos to stacked townhomes. Accessing real estate listings and homes that are up for sale in Icard, NC is easy because in our search area shown above, we categorize real estate and homes based on location, price, and the number of bedrooms and bathrooms.

Icard Home Affordability

  • $117,800Median home price
    25% lower than North Carolina
  • $29,688Median home income
    38% lower than North Carolina
  • 4.0xHome price to income ratio
    22% higher than North Carolina
It’s advisable to look at home affordability when trying to find the ideal place to find real estate in Icard, NC. To estimate home affordability, one method is to use the ratio of home price to median household income. The Icard, NC’s median home price stands at $117,800 while $29,688 is the value of the average household income. The resulting home price to income ratio, which is 4.0x, differs from the North Carolina average as the ratio is 22% higher than the state’s average. The average home price divided by the median home income results in the home affordability ratio. Considering the comparison between the home price and home income, homes in Icard, NC are considered less expensive if the ratio of home price to income is lower. Besides the home price to median household income ratio, other considerable factors do apply in determining home affordability. Using the home affordability calculator displayed below can help determine the exact price that suits any budget when searching for real estate in Icard, NC.

Icard Affordability Calculator

Include PMI
You can afford a home up to:
Debt-to-income ratio
Monthly income breakdown
  • Monthly income
  • Monthly payment
  • Debt payment
  • Income taxes
  • Remainder
Are you looking for real estate in Icard, NC? Be careful not to purchase a home outside of your budget. A home affordability calculator lets you input your income, down payment, and debts to figure out how much you can afford to spend on your new home. If you know further information, such as mortgage term and rate or insurance, taxes, and HOA dues, you can input that as well to get a better estimate of the total cost. The calculator will show you the maximum amount you can afford to spend on a home. With that number in mind, you can start looking for a home in Icard, NC and avoid homes that don’t fit in your budget to guard yourself from an emotional, yet costly, decision. Thanks to the home affordability calculator, you can also create a stronger budget plan. Once you know your housing costs, you can figure out how much money you should spend and how much money you can save.

Icard Mortgage Calculator

Your monthly payment will be:
Monthly payment breakdown
  • Monthly payment
  • Mortgage
  • PMI fees
  • Property tax
  • Home insurance
  • HOA dues
What will I pay monthly if I buy real estate in Icard, NC? Determining the monthly payment amount of a home is based on a number of different factors. Obviously, the most significant variable is the overall price of the house, but there are also other considerations to make such as homeowners insurance, the interest rate, amount of the down payment, property taxes, private mortgage insurance (PMI), and even home owner's association dues. A great way to eliminate the PMI is by paying 20% of the cost of the house as a down payment. The mortgage calculator is filled out with default values for these variables, but they can be reset to give you a more accurate payment amount. The best rule when it comes to house payments is that you want to keep your debt to income ratio at no more than 36%. This means paying no more than 36% of your monthly income on your housse and all other debt payments.

Icard Demographics

  • 3,002Population
  • 785People / sq mile
  • 39.4Median age
  • 1.0:1Male/Female ratio

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Casar, NC275$69,40062%
Rhodhiss, NC1,026$73,60060%
Long View, NC5,071$86,70053%
Brookford, NC393$87,80052%
Sawmills, NC5,119$94,90049%
Icard, NC3,002$117,80036%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
Aubrey, TX3,002$132,80028%
Littleton Common, MA3,002$338,40083%
Pittsfield, ME3,004$106,50042%
Walton, NY3,004$106,70042%
Boiling Springs, PA3,004$250,90036%
Icard, NC3,002$117,80036%
Source: The Icard, NC housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).