Binghamton University, NY Real Estate & Homes For Sale

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Binghamton University Real Estate Market Facts

$0Median home price
100% lower than New York
$0Median rent asked
100% lower than New York
100.0%Home owners
87% higher than New York
1.0People per home
62% lower than New York

Above, you'll find an overview of the real estate market in Binghamton University, NY. Generally, real estate in the Binghamton University, NY area is more affordable in New York, as the median price of a home in Binghamton University, NY is $0, which is 100% lower than the New York average. The median rental price in Binghamton University, NY is $0. This is 100% lower than the average rental price in New York. Home owners comprise 100.0% of the population of Binghamton University, NY, where an average of 1.0 people live in each home. Various real estate options from luxurious homes to affordable condos and urban townhomes are available in Binghamton University, NY. Below, you can search for real estate listings in Binghamton University, NY using our search functionality that allows you to personalize your search and filter out location, price, and number of bedrooms and bathrooms.

Binghamton University Home Affordability

$0Median home price
100% lower than New York
$0Median home income
100% lower than New York
0.0xHome price to income ratio
n/a New York

When searching for real estate in Binghamton University, NY, home affordability is a critical aspect. The ratio of the house price to the median household income is one method used to figure out home affordability. In Binghamton University, NY, the median house price is $0, while the median income for households in the area is $0. Therefore, the ratio of house price to income is 0.0x; this ratio is n/a the average in New York. The calculation for the ratio of home affordability requires dividing the median household income by the median house price. The lower the aforementioned ratio, the more affordable homes are - when comparing the house price to the household income. However, there are more factors that come into play in terms of home affordability. The calculator below determines home affordability, and it can help you decide how much money you can afford to pay for real estate in Binghamton University, NY.

Binghamton University Affordability Calculator

You can afford a home up to:

Debt-to-income ratio

Monthly income breakdown

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Monthly payment
Debt payment
Income taxes
Remainder

Finding the right home in Binghamton University, NY means not only finding the right piece of real estate that meets your specifications, but finding a home that is priced within your individual budget requirements. Using the home affordability calculator is one of the best ways to determine your price range when seeking a Binghamton University, NY home, by inputting your down payment, income, and debt information. An even more detailed analysis can be generated by calculating additional factors, such as mortgage rate, length of mortgage, property taxes, home insurance, and any HOA dues. After evaluating these factors, the calculator will display the price range of homes within that individual budget. Determining your price range prior to beginning your house hunt in Binghamton University, NY will streamline the process by allowing you to seek only the homes you can comfortably afford. Using the home affordability calculator to determine your housing budget also gives you the peace of mind of knowing how much will remain in your budget for savings and other expenses.

Binghamton University Mortgage Calculator

Your monthly payment will be:

Monthly payment breakdown

Monthly payment
Mortgage
PMI fees
Property tax
Home insurance
HOA dues

So you want to buy some real estate in Binghamton University, NY. What can you expect to pay for it on a monthly basis? This is determined in a number of different ways. One of the biggest variables when it comes to calculating the monthly price is simply the cost of the house itself. There are other significant factors though, such as interest rates, home owner's association fees, the amount of a down payment that was put on the property, PMI (private mortgage insurance), and property taxes. You can eliminate all PMI payments by making a down payment of at least 20% on the house. Using a mortgage calculator will have all these variables available, but they will be filled out with default data. These can be tweaked and filled in with the data specifically for the home you're looking at for a better overview of the monthly cost. When buying a home, you want to keep your debt to income ratio at 36%. This means that you want to pay no more than 36% of your monthly income on your house and other debt payments.

Binghamton University Demographics

6,149Population
7,929People / sq mile
19.6Median age
1.0:1Male/Female ratio

Nearby cities with low home prices

City, State	Population	Home Price	National Avg.
Johnson City, NY	14,835	$84,500	54%
Binghamton, NY	46,277	$87,500	53%
Hallstead, PA	1,138	$90,900	51%
Newark Valley, NY	1,167	$91,000	51%
Endicott, NY	13,073	$92,100	50%
Binghamton University, NY	6,149	$0	100%

Cities with similar population

City, State	Population	Home Price	National Avg.
Village of Oak Creek (Big Park), AZ	6,150	$389,100	111%
Pepper Pike, OH	6,150	$421,500	128%
Ramtown, NJ	6,151	$313,800	70%
Keene, TX	6,147	$111,500	40%
St. Johnsbury, VT	6,153	$154,900	16%
Binghamton University, NY	6,149	$0	100%

Source: The Binghamton University, NY housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).