Zimmerman cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index97102100
Goods & Services index103106100
Groceries index110105100
Health care index113110100
Housing index86101100
Transportation index10398100
Utilities index8591100
The above illustration supplies generalized information for the Zimmerman, MN cost of living index. Compared to other cities in Minnesota and cities across the country, the cost of living index in Zimmerman, MN is 97, which is 5% lower than the Minnesota average and 3% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Zimmerman, MN are 3% lower than the average for Minnesota and 3% higher than the rest of the country.

Did you know?

  • The cost of living in Zimmerman is 5% lower than the Minnesota average.
  • The cost of living in Zimmerman is 3% lower than the national average.
  • The cost of housing in Zimmerman is 14% lower than the national average.
  • Minnesota general sales tax is 35% higher than the national average.
  • Minnesota state income tax is 141% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Zimmerman, MN to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Zimmerman, MN, you have to earn a higher income in order to still have the same standard of living. To operate the Zimmerman, MN salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Zimmerman, MN, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Zimmerman, MN, the median monthly income is $76,101 for those who own their own homes. Under the standard rule, that income level would allow for $1,776 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $40,528, per the median income in the area. That would allow for renters to spend up to $946 on monthly rental expenses.

Minnesota Sales Tax

StateGeneral Sales TaxWith Max Surtax

Minnesota Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Zimmerman, MN, it's important to take into account the sales tax for Minnesota, as well as the rate for income tax in Minnesota. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Minnesota is 7.875%, and the sales tax in the state of Minnesota is 6.875%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Minnesota starts from 5.35% and goes up to 9.85%.

Goods & Services

ItemZimmermanNational avg.Difference
Haircut $21.91$15.5640.8%
Beauty Salon $31.17$36.1113.7%
Toothpaste $3.64$2.4747.2%
Shampoo $1.19$0.9623.3%
Movie $10.04$10.130.9%
Bowling $4.29$4.749.4%


ItemZimmermanNational avg.Difference
Ground Beef $5.28$3.9832.5%
Fried Chicken $2.27$1.4161.2%
Milk $2.45$2.0618.8%
Potatoes $2.45$2.9817.7%
Pizza $8.10$9.4714.5%
Beer $9.08$8.793.3%

Health Care

ItemZimmermanNational avg.Difference
Optometrist $121.76$101.0420.5%
Doctor $164.95$107.4453.5%
Dentist $87.93$90.422.7%
Ibuprofen $9.49$9.282.2%
Lipitor $392.82$426.507.9%


ItemZimmermanNational avg.Difference
Home Price $139,500.00$175,700.0020.6%
Avg. Mortgage Payment $891.28$1,133.2321.4%
Apartment Rent $925.00$920.000.5%


ItemZimmermanNational avg.Difference
Gasoline $1.94$1.992.8%
Tire Balancing $52.70$45.7615.2%


ItemZimmermanNational avg.Difference
All Electricity$169.36$163.813.4%
Phone $17.02$28.3940.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Princeton, MN4,72592-8%
Big Lake, MN29897-3%
Big Lake city, MN10,23099-1%
St. Francis, MN7,2971022%
Monticello, MN12,9741000%
Zimmerman, MN5,26897-3%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
South Amherst, MA5,26712828%
Hilmar-Irwin, CA5,2661099%
Cheshire Village, CT5,26413131%
Shillington, PA5,2721022%
Collegeville, PA5,26312828%
Zimmerman, MN5,26897-3%
Source: The Zimmerman, MN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.