Zephyrhills West cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexZephyrhills WestFloridaNational
Cost of living index8399100
IndexZephyrhills WestFloridaNational
Goods & Services index9299100
Groceries index98102100
Health care index9697100
Housing index4895100
Transportation index100100100
Utilities index114103100
A general overview of the cost of living index for Zephyrhills West, FL is displayed above. In Zephyrhills West, FL, the overall cost of living index is 83, which is 16% lower than the Florida average and 17% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Zephyrhills West, FL, the city's goods and services are 7% lower than the Florida average and 8% lower than the U.S. average.

Did you know?

  • The cost of living in Zephyrhills West is 16% lower than the Florida average.
  • The cost of living in Zephyrhills West is 17% lower than the national average.
  • The cost of housing in Zephyrhills West is 52% lower than the national average.
  • Florida general sales tax is 18% higher than the national average.
  • Florida state income tax is 100% lower than the national average.

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Compare Zephyrhills West, FL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
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Groceries index
Health care index
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The salary calculator is meant to help you compare your salary in Zephyrhills West, FL to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Zephyrhills West, FL, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Zephyrhills West, FL salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$37,343$3,112$871$1,120
Renters$33,047$2,754$771$992
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Zephyrhills West, FL as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Zephyrhills West, FL homeowners, is $37,343. This would allow for a maximum of $871 per month to be spent on housing costs. For renters, the median monthly income is $33,047 which would result in a maximum of $771 to be spent on rental costs.

Florida Sales Tax

StateGeneral Sales TaxWith Max Surtax
Florida6%7.5%

Florida Income Tax

StateIncome Tax (Low)Income Tax (High)
Florida0%0%
When considering the overall cost of living expenses in Zephyrhills West, FL, it's important to take into account the sales tax for Florida, as well as the rate for income tax in Florida. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Florida is 7.5%, and the sales tax in the state of Florida is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Florida starts from 0% and goes up to 0%.

Goods & Services

ItemZephyrhills WestNational avg.Difference
Haircut $13.63$15.5612.4%
Beauty Salon $34.41$36.114.7%
Toothpaste $2.30$2.477.1%
Shampoo $0.89$0.967.8%
Movie $10.04$10.130.9%
Bowling $5.29$4.7411.6%

Groceries

ItemZephyrhills WestNational avg.Difference
Ground Beef $4.13$3.983.6%
Fried Chicken $1.38$1.411.9%
Milk $2.39$2.0616.0%
Potatoes $3.27$2.989.7%
Pizza $8.61$9.479.1%
Beer $9.36$8.796.4%

Health Care

ItemZephyrhills WestNational avg.Difference
Optometrist $99.69$101.041.3%
Doctor $94.39$107.4412.1%
Dentist $87.08$90.423.7%
Ibuprofen $9.49$9.282.2%
Lipitor $425.69$426.500.2%

Housing

ItemZephyrhills WestNational avg.Difference
Home Price $56,400.00$175,700.0067.9%
Avg. Mortgage Payment $759.70$1,133.2333.0%
Apartment Rent $792.00$920.0013.9%

Transportation

ItemZephyrhills WestNational avg.Difference
Gasoline $1.96$1.991.4%
Tire Balancing $46.52$45.761.7%

Utilities

ItemZephyrhills WestNational avg.Difference
All Electricity$155.82$163.814.9%
Phone $39.95$28.3940.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Zephyrhills South, FL6,05981-19%
Dade City North, FL2,49184-16%
Zephyrhills North, FL2,17385-15%
University, FL41,73286-14%
Crystal Springs, FL92386-14%
Zephyrhills West, FL5,37883-17%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
South Hooksett, NH5,37812323%
Carle Place, NY5,37716868%
Diboll, TX5,37782-18%
Wappingers Falls, NY5,37712020%
El Granada, CA5,37719797%
Zephyrhills West, FL5,37883-17%
Source: The Zephyrhills West, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.