Zachary cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexZacharyLouisianaNational
Cost of living index9891100
IndexZacharyLouisianaNational
Goods & Services index9797100
Groceries index9997100
Health care index10195100
Housing index10982100
Transportation index8594100
Utilities index8388100
Displayed above is a general overview of the Zachary, LA cost of living index. The overall cost of living index in Zachary, LA is 98, which is 8% higher than the Louisiana average and 2% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Zachary, LA are equal to the Louisiana average and 3% lower than the national average.

Did you know?

  • The cost of living in Zachary is 8% higher than the Louisiana average.
  • The cost of living in Zachary is 2% lower than the national average.
  • The cost of housing in Zachary is 9% higher than the national average.
  • Louisiana general sales tax is 21% lower than the national average.
  • Louisiana state income tax is 10% lower than the national average.

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Compare Zachary, LA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Using the salary calculator lets you compare the salary you earn in Zachary, LA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Zachary, LA, you have to earn a higher income in order to still have the same standard of living. To operate the Zachary, LA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$75,965$6,330$1,772$2,279
Renters$38,910$3,243$908$1,167
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Zachary, LA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Zachary, LA has a median income of about $75,965 for people who own homes. Based on that number, a person should spend a maximum of $1,772 on expenses related to housing. Renters have a slightly different median income, which is $38,910. Based on this average, renters should spend no more than $908 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Louisiana Sales Tax

StateGeneral Sales TaxWith Max Surtax
Louisiana4%11%

Louisiana Income Tax

StateIncome Tax (Low)Income Tax (High)
Louisiana2%6%
One thing to keep in mind when considering the cost of living in Zachary, LA is the Louisiana sales tax and Louisiana income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Louisiana sales tax rate is 4% and the maximum surtax that can be charged is 11%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Louisiana income tax rates range from 2% to 6%.

Goods & Services

ItemZacharyNational avg.Difference
Haircut $18.40$14.5926.1%
Beauty Salon $43.79$34.6826.3%
Toothpaste $3.92$2.4758.5%
Shampoo $2.31$1.02126.0%
Movie $9.13$9.877.5%
Bowling $3.91$4.3911.0%

Groceries

ItemZacharyNational avg.Difference
Ground Beef $4.97$4.4811.0%
Fried Chicken $1.55$1.465.9%
Milk $2.77$2.3617.5%
Potatoes $3.11$3.061.6%
Pizza $7.99$9.2413.6%
Beer $7.92$8.638.3%

Health Care

ItemZacharyNational avg.Difference
Optometrist $141.25$99.7841.6%
Doctor $109.50$105.034.3%
Dentist $86.60$88.702.4%
Ibuprofen $9.48$9.410.7%
Lipitor $270.45$298.509.4%

Housing

ItemZacharyNational avg.Difference
Home Price $195,600.00$175,700.0011.3%
Avg. Mortgage Payment $912.28$1,081.0315.6%
Apartment Rent $964.00$920.004.8%

Transportation

ItemZacharyNational avg.Difference
Gasoline $1.80$2.0913.9%
Tire Balancing $36.98$45.2918.3%

Utilities

ItemZacharyNational avg.Difference
All Electricity$138.15$170.8019.1%
Phone $24.01$28.2615.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Jackson, LA3,81980-20%
Clinton, LA1,65784-16%
Baker, LA13,83887-13%
Merrydale, LA9,60188-12%
Erwinville, LA2,28490-10%
Zachary, LA15,57998-2%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Vero Beach, FL15,5771055%
East San Gabriel, CA15,57316363%
North Arlington, NJ15,58713232%
Highland Village, TX15,58912222%
Aurora, OH15,56811212%
Zachary, LA15,57998-2%
Source: The Zachary, LA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.