York cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexYorkPennsylvaniaNational
Cost of living index89102100
IndexYorkPennsylvaniaNational
Goods & Services index103103100
Groceries index99105100
Health care index9497100
Housing index5693100
Transportation index101112100
Utilities index113112100
An overview of the general cost of living index for York, PA is displayed above for your reference. Residents in York, PA enjoy a cost of living index of 89. This index is 13% lower than the Pennsylvania average, and 11% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in York, PA, the average cost of goods and services is 1% lower than it is in Pennsylvania, and it is 3% higher than the national average.

Did you know?

  • The cost of living in York is 13% lower than the Pennsylvania average.
  • The cost of living in York is 11% lower than the national average.
  • The cost of housing in York is 44% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare York, PA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
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Using the salary calculator lets you compare the salary you earn in York, PA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in York, PA, you have to earn a higher income in order to still have the same standard of living. To operate the York, PA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$45,632$3,803$1,065$1,369
Renters$20,079$1,673$468$602
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in York, PA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. York, PA has a median income of about $45,632 for people who own homes. Based on that number, a person should spend a maximum of $1,065 on expenses related to housing. Renters have a slightly different median income, which is $20,079. Based on this average, renters should spend no more than $468 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
For those who live in York, PA and want to know what the true cost of living is, they ought to look at both the Pennsylvania income tax rate and the Pennsylvania sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Pennsylvania, the sales tax is 6%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Pennsylvania, the income tax rate ranges between 3.07% to 3.07%.

Goods & Services

ItemYorkNational avg.Difference
Haircut $12.80$14.5912.3%
Beauty Salon $31.83$34.688.2%
Toothpaste $2.33$2.475.8%
Shampoo $0.98$1.024.1%
Movie $9.00$9.878.8%
Bowling $4.33$4.391.4%

Groceries

ItemYorkNational avg.Difference
Ground Beef $4.93$4.4810.1%
Fried Chicken $1.60$1.469.3%
Milk $2.10$2.3610.9%
Potatoes $3.08$3.060.6%
Pizza $6.99$9.2424.4%
Beer $10.94$8.6326.7%

Health Care

ItemYorkNational avg.Difference
Optometrist $82.60$99.7817.2%
Doctor $90.75$105.0313.6%
Dentist $85.00$88.704.2%
Ibuprofen $8.47$9.4110.0%
Lipitor $314.48$298.505.4%

Housing

ItemYorkNational avg.Difference
Home Price $82,500.00$175,700.0053.0%
Avg. Mortgage Payment $1,025.12$1,081.035.2%
Apartment Rent $698.00$920.0024.1%

Transportation

ItemYorkNational avg.Difference
Gasoline $2.20$2.095.2%
Tire Balancing $40.80$45.299.9%

Utilities

ItemYorkNational avg.Difference
All Electricity$183.86$170.807.6%
Phone $34.18$28.2621.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Messiah College, PA2,3051033%
Jefferson, PA25587-13%
New Salem, PA36689-11%
York Haven, PA75890-10%
North York, PA1,71291-9%
York, PA43,81789-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lombard, IL43,85311414%
Attleboro, MA43,77412626%
El Dorado Hills, CA43,86215555%
Kannapolis, NC43,86593-7%
Hackensack, NJ43,90313737%
York, PA43,81789-11%
Source: The York, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.