F
98%
Overall NAT. AVG.
12%
Goods & Services NAT. AVG.
300%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Yorba Linda California National
Cost of living198140100
Goods & Services112111100
Groceries113112100
Health care99109100
Housing400196100
Transportation124126100
Utilities94127100

An Overview of Cost of Living in Yorba Linda, CA

Understanding the cost of living in Yorba Linda can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Yorba Linda cost of living index is 198, which is 98% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

If you prioritize affordability when seeking a new place to live, Yorba Linda may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Yorba Linda falls into this category, which may not align with your preferences for a budget-friendly living environment.

When it comes to the cost of living in Yorba Linda, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 300.5% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Goods and services make up 33% of the total cost of living index score and are a large part of your everyday expenses. These items could include things like haircuts, salons, toothpaste, shampoo, clothes, movies, bowling, gym memberships or yoga. In Yorba Linda, you can expect to pay 12% more than average for these items, making it a more expensive place to live.

The cost of groceries continues to rise at an alarming rate. Over the last two years, grocery prices have increased by more than 10%! Unfortunately, in Yorba Linda, the news isn't any better as grocery prices are 13.1% higher than the national average.

Is Yorba Linda Affordable?

Is Yorba Linda affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Yorba Linda, for instance, where the median home price falls 367.2% higher than the national average, and monthly rent rates are 144.8% higher than usual. Additionally, median income levels contribute to the equation, with Yorba Linda flaunting a median household income of $133,088, 140.6% higher than the national norm.

What Factors can Influence the Cost of Living in Yorba Linda?

Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Yorba Linda, the general sales tax rate starts at 7.25%, and income tax rates begin at 1%.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Yorba Linda, the utilities index registers at 5.9% lower than the national average.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Where is the Data From?

The Yorba Linda cost of living data you see above is sourced from the C2ER cost of living index, providing a practical and accurate means of comparing living expenses in urban areas. Updated quarterly, this index gathers data from over 300 independent researchers, covering more than 60 goods and services, in 6 different categories. These selections are made meticulously to represent a wide range of consumer expenditure categories. The weightings applied to cost differences are based on government survey data that tracks spending patterns among professional and executive households. It's important to note that while the C2ER index excludes data on sales or income tax rates, AreaVibes factors tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in Yorba Linda is 42% higher than the California average
  • The cost of living in Yorba Linda is 98% higher than the national average
  • Yorba Linda housing is 300% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 56% lower than the national average

Most Affordable Places to Live in and Around Yorba Linda

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Compare Yorba Linda, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$150,555$12,546$3,513$4,517
      Renters$78,171$6,514$1,824$2,345
      To approximate the cost of living and the housing affordability in Yorba Linda, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Yorba Linda have a median income of $150,555. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,513 per month to avoid calamity and poverty. The renters in the city have an income of about $78,171, which would make their monthly maximum allowable rental costs $1,824.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 12.3%

      Goods & Services

      Item Yorba Linda National avg. Difference
      Haircut $27.27$24.2612.4%
      Beauty Salon $41.78$45.568.3%
      Toothpaste $3.61$3.702.6%
      Shampoo $1.34$1.284.9%
      Movie $11.04$12.139.0%
      Bowling $21.11$18.0017.3%

      Groceries

      Item Yorba Linda National avg. Difference
      Ground Beef $5.89$5.840.8%
      Fried Chicken $3.49$1.57121.9%
      Milk $4.92$4.675.4%
      Potatoes $4.92$4.930.3%
      Pizza $15.31$12.0926.6%
      Beer $10.26$10.411.4%

      Health Care

      Item Yorba Linda National avg. Difference
      Optometrist $112.92$125.6810.2%
      Doctor $95.50$135.7829.7%
      Dentist $117.28$113.293.5%
      Ibuprofen $10.58$10.650.7%
      Lipitor $521.17$468.6011.2%

      Housing

      Item Yorba Linda National avg. Difference
      Home Price $862,900.00$184,700.00367.2%
      Avg. Mortgage Payment $2,441.43$2,346.694.0%
      Apartment Rent $2,323.00$949.00144.8%

      Transportation

      Item Yorba Linda National avg. Difference
      Gasoline $4.75$3.4637.3%
      Tire Balancing $61.38$59.922.4%

      Utilities

      Item Yorba Linda National avg. Difference
      All Electricity $378.97$193.9995.4%
      Phone $180.31$192.256.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Industry, CA26413333.1%
      Montclair, CA40,04113635.5%
      South San Jose Hills, CA19,10413737.5%
      Ontario, CA178,19413938.6%
      Pomona, CA151,12413938.6%
      Yorba Linda, CA68,10319897.6%

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      City Population Cost of Living Index National Avg.
      Union City, NJ68,07313635.9%
      Rockville, MD68,15515453.9%
      Palo Alto, CA67,973335234.6%
      Redmond, WA67,95919291.8%
      Poinciana, FL68,2801022.1%
      Yorba Linda, CA68,10319897.6%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.