Winter Springs cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWinter SpringsFloridaNational
Cost of living index104100100
IndexWinter SpringsFloridaNational
Goods & Services index98101100
Groceries index107105100
Health care index9697100
Housing index11695100
Transportation index103105100
Utilities index91102100
The above illustration supplies generalized information for the Winter Springs, FL cost of living index. Compared to other cities in Florida and cities across the country, the cost of living index in Winter Springs, FL is 104, which is 4% higher than the Florida average and 4% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Winter Springs, FL are 3% lower than the average for Florida and 2% lower than the rest of the country.

Did you know?

  • The cost of living in Winter Springs is 4% higher than the Florida average.
  • The cost of living in Winter Springs is 4% higher than the national average.
  • The cost of housing in Winter Springs is 16% higher than the national average.
  • Florida general sales tax is 18% higher than the national average.
  • Florida state income tax is 100% lower than the national average.

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Salary Calculator

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Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Winter Springs, FL would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Winter Springs, FL, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Winter Springs, FL salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Winter Springs, FL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Winter Springs, FL have a median income of $74,435. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,737 per month to avoid calamity and poverty. The renters in the city have an income of about $42,953, which would make their monthly maximum allowable rental costs $1,002.

Florida Sales Tax

StateGeneral Sales TaxWith Max Surtax

Florida Income Tax

StateIncome Tax (Low)Income Tax (High)
The Florida sales tax and Florida income tax rates should definitely be considered when determining the overall cost of living in Winter Springs, FL. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Florida sales tax is 6% and the maximum surtax is 7.5%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Florida income tax rates range from 0% to 0%.

Goods & Services

ItemWinter SpringsNational avg.Difference
Haircut $13.83$14.595.2%
Beauty Salon $41.14$34.6818.6%
Toothpaste $3.11$2.4725.7%
Shampoo $0.94$1.028.0%
Movie $10.40$9.875.4%
Bowling $4.78$4.398.8%


ItemWinter SpringsNational avg.Difference
Ground Beef $4.76$4.486.3%
Fried Chicken $1.49$1.461.8%
Milk $2.76$2.3617.1%
Potatoes $3.61$3.0617.9%
Pizza $10.11$9.249.4%
Beer $8.51$8.631.4%

Health Care

ItemWinter SpringsNational avg.Difference
Optometrist $65.50$99.7834.4%
Doctor $88.80$105.0315.5%
Dentist $88.80$88.700.1%
Ibuprofen $9.98$9.416.0%
Lipitor $314.74$298.505.4%


ItemWinter SpringsNational avg.Difference
Home Price $202,600.00$175,700.0015.3%
Avg. Mortgage Payment $1,021.34$1,081.035.5%
Apartment Rent $1,086.00$920.0018.0%


ItemWinter SpringsNational avg.Difference
Gasoline $2.14$2.092.5%
Tire Balancing $47.37$45.294.6%


ItemWinter SpringsNational avg.Difference
All Electricity$178.86$170.804.7%
Phone $20.01$28.2629.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Paradise Heights, FL55085-15%
Clarcona, FL2,92686-14%
Eatonville, FL2,25886-14%
Orlovista, FL5,91789-11%
Azalea Park, FL13,20389-11%
Winter Springs, FL33,6731044%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
La Vergne, TN33,63795-5%
Lauderdale Lakes, FL33,71091-9%
Golden Glades, FL33,6201000%
Seaside, CA33,72913131%
Redan, GA33,60393-7%
Winter Springs, FL33,6731044%
Source: The Winter Springs, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.