Windsor cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWindsorColoradoNational
Cost of living index115107100
IndexWindsorColoradoNational
Goods & Services index103101100
Groceries index10098100
Health care index106104100
Housing index150127100
Transportation index9899100
Utilities index9388100
A general overview of the cost of living index for Windsor, CO is displayed above. In Windsor, CO, the overall cost of living index is 115, which is 8% higher than the Colorado average and 15% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Windsor, CO, the city's goods and services are 2% higher than the Colorado average and 3% higher than the U.S. average.

Did you know?

  • The cost of living in Windsor is 8% higher than the Colorado average.
  • The cost of living in Windsor is 15% higher than the national average.
  • The cost of housing in Windsor is 50% higher than the national average.
  • Colorado general sales tax is 43% lower than the national average.
  • Colorado state income tax is 108% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
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The salary calculator is meant to help you compare your salary in Windsor, CO to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Windsor, CO, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Windsor, CO salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$91,628$7,636$2,138$2,749
Renters$40,072$3,339$935$1,202
The affordability of the housing market in Windsor, CO as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Windsor, CO homeowners, the median income is $91,628. This indicates that a monthly maximum of $2,138 should be spent by homeowners on all housing related costs. Renters have a median income of $40,072. This indicates that renters should have a maximum of $935 used for their rent related monthly costs.

Colorado Sales Tax

StateGeneral Sales TaxWith Max Surtax
Colorado2.9%10%

Colorado Income Tax

StateIncome Tax (Low)Income Tax (High)
Colorado4.63%4.63%
When assessing the complete cost of living in Windsor, CO, the Colorado income tax and the Colorado sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Colorado maximum surtax is 10%, and the Colorado sales tax is 2.9%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 4.63% to 4.63% in Colorado.

Goods & Services

ItemWindsorNational avg.Difference
Haircut $17.25$14.5918.2%
Beauty Salon $35.00$34.680.9%
Toothpaste $3.00$2.4721.3%
Shampoo $1.10$1.027.6%
Movie $11.22$9.8713.7%
Bowling $6.75$4.3953.7%

Groceries

ItemWindsorNational avg.Difference
Ground Beef $5.01$4.4811.9%
Fried Chicken $1.71$1.4616.8%
Milk $2.43$2.363.1%
Potatoes $2.55$3.0616.7%
Pizza $7.99$9.2413.6%
Beer $8.55$8.631.0%

Health Care

ItemWindsorNational avg.Difference
Optometrist $101.85$99.782.1%
Doctor $124.80$105.0318.8%
Dentist $95.00$88.707.1%
Ibuprofen $9.24$9.411.8%
Lipitor $278.85$298.506.6%

Housing

ItemWindsorNational avg.Difference
Home Price $276,400.00$175,700.0057.3%
Avg. Mortgage Payment $1,348.76$1,081.0324.8%
Apartment Rent $1,221.00$920.0032.7%

Transportation

ItemWindsorNational avg.Difference
Gasoline $2.00$2.094.6%
Tire Balancing $47.12$45.294.1%

Utilities

ItemWindsorNational avg.Difference
All Electricity$153.48$170.8010.1%
Phone $27.57$28.262.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Garden City, CO22386-14%
Pierce, CO91492-8%
Ault, CO1,55893-7%
Gilcrest, CO98293-7%
La Salle, CO2,55996-4%
Windsor, CO19,86511515%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Cartersville, GA19,85896-4%
Mead Valley, CA19,8511077%
Williston, ND19,84999-1%
Lake Zurich, IL19,84912424%
Ypsilanti, MI19,84488-12%
Windsor, CO19,86511515%
Source: The Windsor, CO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.