Windcrest cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWindcrestTexasNational
Cost of living index9691100
IndexWindcrestTexasNational
Goods & Services index10297100
Groceries index8390100
Health care index9296100
Housing index10281100
Transportation index8595100
Utilities index8794100
The above illustration supplies generalized information for the Windcrest, TX cost of living index. Compared to other cities in Texas and cities across the country, the cost of living index in Windcrest, TX is 96, which is 6% higher than the Texas average and 4% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Windcrest, TX are 5% higher than the average for Texas and 2% higher than the rest of the country.

Did you know?

  • The cost of living in Windcrest is 6% higher than the Texas average.
  • The cost of living in Windcrest is 4% lower than the national average.
  • The cost of housing in Windcrest is 2% higher than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Windcrest, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
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Use the salary calculator to compare your current income in Windcrest, TX to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Windcrest, TX, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Windcrest, TX salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$77,988$6,499$1,820$2,340
Renters$24,879$2,073$580$746
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Windcrest, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Windcrest, TX homeowners have a median income of $77,988. Using that number, you will come up with a maximum of $1,820 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $24,879, which means there is a maximum of $580 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
When considering the overall cost of living expenses in Windcrest, TX, it's important to take into account the sales tax for Texas, as well as the rate for income tax in Texas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Texas is 8.25%, and the sales tax in the state of Texas is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Texas starts from 0% and goes up to 0%.

Goods & Services

ItemWindcrestNational avg.Difference
Haircut $14.00$14.594.1%
Beauty Salon $35.00$34.680.9%
Toothpaste $2.96$2.4719.7%
Shampoo $0.83$1.0218.8%
Movie $10.50$9.876.4%
Bowling $5.50$4.3925.2%

Groceries

ItemWindcrestNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.07$1.4626.9%
Milk $2.49$2.365.7%
Potatoes $3.11$3.061.6%
Pizza $9.08$9.241.8%
Beer $8.23$8.634.7%

Health Care

ItemWindcrestNational avg.Difference
Optometrist $85.00$99.7814.8%
Doctor $96.67$105.038.0%
Dentist $81.67$88.707.9%
Ibuprofen $7.97$9.4115.3%
Lipitor $285.91$298.504.2%

Housing

ItemWindcrestNational avg.Difference
Home Price $164,600.00$175,700.006.3%
Avg. Mortgage Payment $727.20$1,081.0332.7%
Apartment Rent $1,120.00$920.0021.7%

Transportation

ItemWindcrestNational avg.Difference
Gasoline $1.84$2.0911.8%
Tire Balancing $34.80$45.2923.2%

Utilities

ItemWindcrestNational avg.Difference
All Electricity$133.30$170.8022.0%
Phone $28.00$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Marion, TX98780-20%
Balcones Heights, TX2,82583-17%
Kirby, TX8,22183-17%
San Antonio, TX1,385,43887-13%
Live Oak, TX14,21389-11%
Windcrest, TX5,56296-4%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Milton, WI5,56293-7%
Brownfields, LA5,56290-10%
Rio Pinar, FL5,56211515%
McKenzie, TN5,56187-13%
South Apopka, FL5,56590-10%
Windcrest, TX5,56296-4%
Source: The Windcrest, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.