White Settlement cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWhite SettlementTexasNational
Cost of living index9091100
IndexWhite SettlementTexasNational
Goods & Services index11597100
Groceries index9090100
Health care index10296100
Housing index5681100
Transportation index9595100
Utilities index9794100
The above illustration supplies generalized information for the White Settlement, TX cost of living index. Compared to other cities in Texas and cities across the country, the cost of living index in White Settlement, TX is 90, which is 1% lower than the Texas average and 10% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in White Settlement, TX are 18% higher than the average for Texas and 15% higher than the rest of the country.

Did you know?

  • The cost of living in White Settlement is 1% lower than the Texas average.
  • The cost of living in White Settlement is 10% lower than the national average.
  • The cost of housing in White Settlement is 44% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

Find Real Estate Listings In White Settlement

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In White Settlement

Compare White Settlement, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in White Settlement, TX to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in White Settlement, TX, you have to earn a higher income in order to still have the same standard of living. To operate the White Settlement, TX salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$49,600$4,133$1,157$1,488
Renters$33,365$2,780$778$1,001
The affordability of the housing market in White Settlement, TX as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among White Settlement, TX homeowners, the median income is $49,600. This indicates that a monthly maximum of $1,157 should be spent by homeowners on all housing related costs. Renters have a median income of $33,365. This indicates that renters should have a maximum of $778 used for their rent related monthly costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
When you are determining the total cost of living in White Settlement, TX you will want to make sure you consider both the Texas sales tax and the Texas income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Texas is 6.25%, with the highest surtax being 8.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Texas have a range from 0% to 0%.

Goods & Services

ItemWhite SettlementNational avg.Difference
Haircut $19.00$14.5930.2%
Beauty Salon $58.00$34.6867.2%
Toothpaste $2.02$2.4718.3%
Shampoo $1.22$1.0219.4%
Movie $9.96$9.870.9%
Bowling $5.25$4.3919.5%

Groceries

ItemWhite SettlementNational avg.Difference
Ground Beef $4.32$4.483.5%
Fried Chicken $1.39$1.465.1%
Milk $2.00$2.3615.1%
Potatoes $3.22$3.065.2%
Pizza $8.55$9.247.5%
Beer $8.82$8.632.2%

Health Care

ItemWhite SettlementNational avg.Difference
Optometrist $89.67$99.7810.1%
Doctor $106.00$105.030.9%
Dentist $95.67$88.707.9%
Ibuprofen $8.78$9.416.7%
Lipitor $305.36$298.502.3%

Housing

ItemWhite SettlementNational avg.Difference
Home Price $73,500.00$175,700.0058.2%
Avg. Mortgage Payment $832.74$1,081.0323.0%
Apartment Rent $814.00$920.0011.5%

Transportation

ItemWhite SettlementNational avg.Difference
Gasoline $1.94$2.097.2%
Tire Balancing $45.00$45.290.6%

Utilities

ItemWhite SettlementNational avg.Difference
All Electricity$181.35$170.806.2%
Phone $24.00$28.2615.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lakeside, TX28384-16%
Pelican Bay, TX1,90885-15%
Sansom Park, TX4,76989-11%
Everman, TX6,21390-10%
Haltom City, TX43,25991-9%
White Settlement, TX16,57190-10%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Wolf Trap, VA16,57718989%
Americus, GA16,55784-16%
Fremont, OH16,55586-14%
Amesbury Town, MA16,55412828%
Roosevelt, NY16,55414747%
White Settlement, TX16,57190-10%
Source: The White Settlement, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.