White Oak cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWhite OakOhioNational
Cost of living index8991100
IndexWhite OakOhioNational
Goods & Services index9396100
Groceries index9399100
Health care index9596100
Housing index7475100
Transportation index9695100
Utilities index106101100
A general overview of the cost of living index for White Oak, OH is displayed above. In White Oak, OH, the overall cost of living index is 89, which is 2% lower than the Ohio average and 11% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of White Oak, OH, the city's goods and services are 3% lower than the Ohio average and 7% lower than the U.S. average.

Did you know?

  • The cost of living in White Oak is 2% lower than the Ohio average.
  • The cost of living in White Oak is 11% lower than the national average.
  • The cost of housing in White Oak is 26% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Compare White Oak, OH Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in White Oak, OH to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of White Oak, OH, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the White Oak, OH salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$71,818$5,985$1,676$2,155
Renters$27,035$2,253$631$811
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in White Oak, OH, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. White Oak, OH has a median income of about $71,818 for people who own homes. Based on that number, a person should spend a maximum of $1,676 on expenses related to housing. Renters have a slightly different median income, which is $27,035. Based on this average, renters should spend no more than $631 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax
Ohio5.75%8%

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
Ohio0.528%5.333%
The Ohio sales tax and Ohio income tax rates should definitely be considered when determining the overall cost of living in White Oak, OH. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Ohio sales tax is 5.75% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Ohio income tax rates range from 0.528% to 5.333%.

Goods & Services

ItemWhite OakNational avg.Difference
Haircut $12.50$14.5914.3%
Beauty Salon $32.61$34.686.0%
Toothpaste $2.54$2.472.7%
Shampoo $0.88$1.0213.9%
Movie $9.72$9.871.5%
Bowling $4.08$4.397.1%

Groceries

ItemWhite OakNational avg.Difference
Ground Beef $4.21$4.486.0%
Fried Chicken $1.08$1.4626.2%
Milk $1.63$2.3630.8%
Potatoes $3.00$3.062.0%
Pizza $8.19$9.2411.4%
Beer $8.22$8.634.8%

Health Care

ItemWhite OakNational avg.Difference
Optometrist $90.90$99.788.9%
Doctor $92.83$105.0311.6%
Dentist $83.38$88.706.0%
Ibuprofen $8.10$9.4113.9%
Lipitor $317.61$298.506.4%

Housing

ItemWhite OakNational avg.Difference
Home Price $128,400.00$175,700.0026.9%
Avg. Mortgage Payment $812.88$1,081.0324.8%
Apartment Rent $688.00$920.0025.2%

Transportation

ItemWhite OakNational avg.Difference
Gasoline $2.03$2.093.1%
Tire Balancing $42.99$45.295.1%

Utilities

ItemWhite OakNational avg.Difference
All Electricity$202.79$170.8018.7%
Phone $24.99$28.2611.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Plainville, OH1196-4%
Brecon, OH25669-31%
Elizabethtown, OH30275-25%
New Baltimore, OH52378-22%
Elmwood Place, OH1,88780-20%
White Oak, OH18,81489-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Orange, TX18,81084-16%
Ashtabula, OH18,81988-12%
Mokena, IL18,80411313%
West Hempstead, NY18,80116060%
Glassboro, NJ18,79811414%
White Oak, OH18,81489-11%
Source: The White Oak, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.