White Cloud cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWhite CloudMichiganNational
Cost of living index8489100
IndexWhite CloudMichiganNational
Goods & Services index10195100
Groceries index9492100
Health care index9596100
Housing index5073100
Transportation index9797100
Utilities index96100100

Did you know?

  • The cost of living in White Cloud is 6% lower than the Michigan average.
  • The cost of living in White Cloud is 16% lower than the national average.
  • The cost of housing in White Cloud is 50% lower than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$35,096$2,925$819$1,053
Renters$16,071$1,339$375$482

Michigan Sales Tax

StateGeneral Sales TaxWith Max Surtax
Michigan6%6%

Michigan Income Tax

StateIncome Tax (Low)Income Tax (High)
Michigan4.25%4.25%

Goods & Services

ItemWhite CloudNational avg.Difference
Haircut $16.00$14.599.6%
Beauty Salon $35.00$34.680.9%
Toothpaste $1.72$2.4730.5%
Shampoo $0.98$1.024.1%
Movie $10.15$9.872.9%
Bowling $4.27$4.392.8%

Groceries

ItemWhite CloudNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.19$1.4618.7%
Milk $2.45$2.364.0%
Potatoes $2.82$3.067.9%
Pizza $8.96$9.243.1%
Beer $9.04$8.634.7%

Health Care

ItemWhite CloudNational avg.Difference
Optometrist $84.50$99.7815.3%
Doctor $94.00$105.0310.5%
Dentist $79.67$88.7010.2%
Ibuprofen $8.48$9.419.9%
Lipitor $342.99$298.5014.9%

Housing

ItemWhite CloudNational avg.Difference
Home Price $72,100.00$175,700.0059.0%
Avg. Mortgage Payment $849.65$1,081.0321.4%
Apartment Rent $653.00$920.0029.0%

Transportation

ItemWhite CloudNational avg.Difference
Gasoline $1.95$2.096.8%
Tire Balancing $48.00$45.296.0%

Utilities

ItemWhite CloudNational avg.Difference
All Electricity$159.83$170.806.4%
Phone $27.99$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Hesperia, MI91183-17%
Fremont, MI4,06584-16%
Newaygo, MI1,98684-16%
Big Rapids, MI10,54384-16%
White Cloud, MI1,50284-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hudson, PA1,50295-5%
Pine Prairie, LA1,50287-13%
South Park, WY1,50216161%
Montgomery, PA1,50190-10%
West Marion, NC1,50389-11%
White Cloud, MI1,50284-16%
Source: The White Cloud, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.