White City, OR Cost Of Living

White City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	White City	Oregon	National
Cost of living index	102	114	100
Index	White City	Oregon	National
Goods & Services index	118	118	100
Groceries index	115	115	100
Health care index	107	107	100
Housing index	84	123	100
Transportation index	106	106	100
Utilities index	78	78	100

An overview of the general cost of living index for White City, OR is displayed above for your reference. Residents in White City, OR enjoy a cost of living index of 102. This index is 10% lower than the Oregon average, and 2% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in White City, OR, the average cost of goods and services is equal to it is in Oregon, and it is 18% higher than the national average.

Did you know?

The cost of living in White City is 10% lower than the Oregon average.
The cost of living in White City is 2% higher than the national average.
The cost of housing in White City is 16% lower than the national average.
Oregon general sales tax is 100% lower than the national average.
Oregon state income tax is 125% higher than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in White City, OR to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of White City, OR, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the White City, OR salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,565	$3,714	$1,040	$1,337
Renters	$47,171	$3,931	$1,101	$1,415

One can approximate the cost of living and the housing affordability in White City, OR by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in White City, OR have a median income of $44,565. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,040 per month to avoid calamity and poverty. The renters in the city have an income of about $47,171, which would make their monthly maximum allowable rental costs $1,101.

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	5%	9.9%

For those who live in White City, OR and want to know what the true cost of living is, they ought to look at both the Oregon income tax rate and the Oregon sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Oregon, the sales tax is 0%, while the most you'll pay in surtax is 0%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Oregon, the income tax rate ranges between 5% to 9.9%.

Goods & Services

Item	White City	National avg.	Difference
Haircut	$28.83	$16.09	79.3%
Beauty Salon	$48.67	$37.33	30.4%
Toothpaste	$3.31	$2.45	35.1%
Shampoo	$1.10	$1.00	9.6%
Movie	$10.90	$10.28	6.0%
Bowling	$5.23	$4.93	6.1%

Groceries

Item	White City	National avg.	Difference
Ground Beef	$4.34	$3.80	14.1%
Fried Chicken	$1.58	$1.40	13.4%
Milk	$2.06	$2.01	2.4%
Potatoes	$1.96	$3.01	34.8%
Pizza	$11.66	$9.89	17.9%
Beer	$9.82	$8.90	10.4%

Health Care

Item	White City	National avg.	Difference
Optometrist	$131.19	$102.16	28.4%
Doctor	$107.61	$108.36	0.7%
Dentist	$102.69	$92.53	11.0%
Ibuprofen	$10.60	$9.28	14.2%
Lipitor	$432.61	$425.82	1.6%

Housing

Item	White City	National avg.	Difference
Home Price	$137,400.00	$184,700.00	25.6%
Avg. Mortgage Payment	$1,849.33	$1,202.44	53.8%
Apartment Rent	$1,013.00	$949.00	6.7%

Transportation

Item	White City	National avg.	Difference
Gasoline	$2.88	$2.24	28.3%
Tire Balancing	$28.58	$46.29	38.3%

Utilities

Item	White City	National avg.	Difference
All Electricity	$145.24	$165.96	12.5%
Phone	$19.33	$28.68	32.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Butte Falls, OR	386	98	-2%
Gold Hill, OR	1,302	101	1%
Phoenix, OR	4,528	103	3%
Shady Cove, OR	2,994	104	4%
Central Point, OR	17,793	106	6%
White City, OR	8,709	102	2%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Waterford, CA	8,708	103	3%
Woodway, TX	8,708	100	0%
Carbondale, PA	8,707	86	-14%
Oxford, NC	8,707	87	-13%
Franklin, KY	8,706	85	-15%
White City, OR	8,709	102	2%

Source: The White City, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

White City, OR Cost of Living