Westbury cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWestburyNew YorkNational
Cost of living index161120100
IndexWestburyNew YorkNational
Goods & Services index148110100
Groceries index128105100
Health care index11599100
Housing index217149100
Transportation index134111100
Utilities index127102100
A general summary of the cost of living index in Westbury, NY is shown above. Compared to the state average of New York the cost of living index in Westbury, NY is 161, which is 34% higher than the average in New York and compared to the national average it is 61% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Westbury, NY goods and services come in at 34% higher than the average in New York and are 48% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Westbury is 34% higher than the New York average.
  • The cost of living in Westbury is 61% higher than the national average.
  • The cost of housing in Westbury is 117% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Westbury, NY to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Westbury, NY, then you would need to earn more income in order to maintain the same standard of living. To use the Westbury, NY salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$94,398$7,867$2,202$2,832
Renters$51,179$4,265$1,194$1,536
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Westbury, NY, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Westbury, NY has a median income of about $94,398 for people who own homes. Based on that number, a person should spend a maximum of $2,202 on expenses related to housing. Renters have a slightly different median income, which is $51,179. Based on this average, renters should spend no more than $1,194 on all of their rental costs if they want to maintain a non-impoverished standard of living.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When assessing the complete cost of living in Westbury, NY, the New York income tax and the New York sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The New York maximum surtax is 8.875%, and the New York sales tax is 4%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 4% to 8.82% in New York.

Goods & Services

ItemWestburyNational avg.Difference
Haircut $24.02$15.5654.3%
Beauty Salon $64.92$36.1179.8%
Toothpaste $4.50$2.4782.1%
Shampoo $1.67$0.9673.1%
Movie $14.89$10.1347.1%
Bowling $13.06$4.74175.8%

Groceries

ItemWestburyNational avg.Difference
Ground Beef $6.10$3.9853.2%
Fried Chicken $2.04$1.4144.7%
Milk $2.45$2.0618.7%
Potatoes $3.78$2.9826.8%
Pizza $12.14$9.4728.1%
Beer $13.06$8.7948.6%

Health Care

ItemWestburyNational avg.Difference
Optometrist $106.66$101.045.6%
Doctor $105.00$107.442.3%
Dentist $125.00$90.4238.2%
Ibuprofen $9.99$9.287.7%
Lipitor $435.07$426.502.0%

Housing

ItemWestburyNational avg.Difference
Home Price $419,200.00$175,700.00138.6%
Avg. Mortgage Payment $5,496.82$1,133.23385.1%
Apartment Rent $1,533.00$920.0066.6%

Transportation

ItemWestburyNational avg.Difference
Gasoline $2.31$1.9916.1%
Tire Balancing $79.33$45.7673.4%

Utilities

ItemWestburyNational avg.Difference
All Electricity$232.72$163.8142.1%
Phone $30.77$28.398.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
North Amityville, NY19,60813333%
Wyandanch, NY11,18713333%
Roosevelt, NY16,55414646%
Uniondale, NY24,78714646%
New Cassel, NY13,98813737%
Westbury, NY15,20116161%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Camano, WA15,20112727%
Fillmore, CA15,20312525%
Los Lunas, NM15,20393-7%
Sterling, IL15,20883-17%
Hudson, MA15,21212828%
Westbury, NY15,20116161%
Source: The Westbury, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.