West Seneca cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWest SenecaNew YorkNational
Cost of living index87120100
IndexWest SenecaNew YorkNational
Goods & Services index92110100
Groceries index95105100
Health care index8499100
Housing index76149100
Transportation index98111100
Utilities index89102100
A general overview of the cost of living index for West Seneca, NY is displayed above. In West Seneca, NY, the overall cost of living index is 87, which is 27% lower than the New York average and 13% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of West Seneca, NY, the city's goods and services are 17% lower than the New York average and 8% lower than the U.S. average.

Did you know?

  • The cost of living in West Seneca is 27% lower than the New York average.
  • The cost of living in West Seneca is 13% lower than the national average.
  • The cost of housing in West Seneca is 24% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare West Seneca, NY Cost of living To Other Cities

Salary Calculator

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The salary calculator is used in order to provide a comparison of your current salary in West Seneca, NY to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to West Seneca, NY, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the West Seneca, NY salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$66,171$5,514$1,544$1,985
Renters$33,516$2,793$782$1,006
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in West Seneca, NY as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for West Seneca, NY homeowners, is $66,171. This would allow for a maximum of $1,544 per month to be spent on housing costs. For renters, the median monthly income is $33,516 which would result in a maximum of $782 to be spent on rental costs.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
The New York sales tax and New York income tax rates should definitely be considered when determining the overall cost of living in West Seneca, NY. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New York sales tax is 4% and the maximum surtax is 8.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemWest SenecaNational avg.Difference
Haircut $14.90$15.564.3%
Beauty Salon $30.83$36.1114.6%
Toothpaste $1.99$2.4719.4%
Shampoo $0.89$0.968.1%
Movie $10.42$10.132.9%
Bowling $3.42$4.7427.7%

Groceries

ItemWest SenecaNational avg.Difference
Ground Beef $3.69$3.987.3%
Fried Chicken $1.30$1.417.8%
Milk $1.93$2.066.3%
Potatoes $2.52$2.9815.5%
Pizza $9.99$9.475.5%
Beer $8.28$8.795.8%

Health Care

ItemWest SenecaNational avg.Difference
Optometrist $58.53$101.0442.1%
Doctor $85.33$107.4420.6%
Dentist $70.70$90.4221.8%
Ibuprofen $8.70$9.286.2%
Lipitor $439.17$426.503.0%

Housing

ItemWest SenecaNational avg.Difference
Home Price $129,100.00$175,700.0026.5%
Avg. Mortgage Payment $1,278.38$1,133.2312.8%
Apartment Rent $742.00$920.0019.3%

Transportation

ItemWest SenecaNational avg.Difference
Gasoline $2.10$1.995.4%
Tire Balancing $37.55$45.7617.9%

Utilities

ItemWest SenecaNational avg.Difference
All Electricity$134.14$163.8118.1%
Phone $28.22$28.390.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Buffalo, NY259,95980-20%
Sloan, NY3,64280-20%
Lackawanna, NY18,03781-19%
Tonawanda, NY15,04882-18%
Blasdell, NY2,56582-18%
West Seneca, NY44,90287-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
North Highlands, CA44,8991033%
Madison, AL44,8661077%
Barnstable Town, MA44,75013333%
Summerville, SC44,7171055%
Elmhurst, IL45,10513333%
West Seneca, NY44,90287-13%
Source: The West Seneca, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.