West Pensacola cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWest PensacolaFloridaNational
Cost of living index8599100
IndexWest PensacolaFloridaNational
Goods & Services index10099100
Groceries index104102100
Health care index9497100
Housing index5395100
Transportation index100100100
Utilities index90103100
An overview of the general cost of living index for West Pensacola, FL is displayed above for your reference. Residents in West Pensacola, FL enjoy a cost of living index of 85. This index is 14% lower than the Florida average, and 15% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in West Pensacola, FL, the average cost of goods and services is 1% higher than it is in Florida, and it is equal to the national average.

Did you know?

  • The cost of living in West Pensacola is 14% lower than the Florida average.
  • The cost of living in West Pensacola is 15% lower than the national average.
  • The cost of housing in West Pensacola is 47% lower than the national average.
  • Florida general sales tax is 18% higher than the national average.
  • Florida state income tax is 100% lower than the national average.

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Compare West Pensacola, FL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in West Pensacola, FL would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than West Pensacola, FL, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The West Pensacola, FL salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in West Pensacola, FL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in West Pensacola, FL have a median income of $36,807. Therefore, the amount that a consumer should spend on housing costs should be no more than $859 per month to avoid calamity and poverty. The renters in the city have an income of about $24,291, which would make their monthly maximum allowable rental costs $567.

Florida Sales Tax

StateGeneral Sales TaxWith Max Surtax

Florida Income Tax

StateIncome Tax (Low)Income Tax (High)
The Florida sales tax and Florida income tax rates should definitely be considered when determining the overall cost of living in West Pensacola, FL. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Florida sales tax is 6% and the maximum surtax is 7.5%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Florida income tax rates range from 0% to 0%.

Goods & Services

ItemWest PensacolaNational avg.Difference
Haircut $13.93$15.5610.5%
Beauty Salon $35.38$36.112.0%
Toothpaste $2.73$2.4710.6%
Shampoo $1.01$0.964.6%
Movie $9.28$10.138.3%
Bowling $3.46$4.7426.9%


ItemWest PensacolaNational avg.Difference
Ground Beef $4.01$3.980.6%
Fried Chicken $1.45$1.413.2%
Milk $2.55$2.0623.5%
Potatoes $3.31$2.9811.0%
Pizza $8.61$9.479.1%
Beer $9.43$8.797.3%

Health Care

ItemWest PensacolaNational avg.Difference
Optometrist $63.50$101.0437.2%
Doctor $93.26$107.4413.2%
Dentist $84.01$90.427.1%
Ibuprofen $11.48$9.2823.8%
Lipitor $434.87$426.502.0%


ItemWest PensacolaNational avg.Difference
Home Price $67,800.00$175,700.0061.4%
Avg. Mortgage Payment $776.87$1,133.2331.4%
Apartment Rent $794.00$920.0013.7%


ItemWest PensacolaNational avg.Difference
Gasoline $2.00$1.990.5%
Tire Balancing $44.98$45.761.7%


ItemWest PensacolaNational avg.Difference
All Electricity$178.70$163.819.1%
Phone $18.39$28.3935.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Dickerson City, FL7999-1%
Mulat, FL26399-1%
Goulding, FL4,53984-16%
Warrington, FL13,42888-12%
Brent, FL22,17588-12%
West Pensacola, FL19,57185-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Tukwila, WA19,57313131%
Raymore, MO19,5761000%
Wade Hampton, SC19,58697-3%
Midlothian, TX19,5901022%
Hazel Dell, WA19,59011212%
West Pensacola, FL19,57185-15%
Source: The West Pensacola, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.