West Fargo cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWest FargoNorth DakotaNational
Cost of living index9593100
IndexWest FargoNorth DakotaNational
Goods & Services index9699100
Groceries index101105100
Health care index114109100
Housing index8979100
Transportation index95100100
Utilities index9990100
The above illustration supplies generalized information for the West Fargo, ND cost of living index. Compared to other cities in North Dakota and cities across the country, the cost of living index in West Fargo, ND is 95, which is 2% higher than the North Dakota average and 5% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in West Fargo, ND are 3% lower than the average for North Dakota and 4% lower than the rest of the country.

Did you know?

  • The cost of living in West Fargo is 2% higher than the North Dakota average.
  • The cost of living in West Fargo is 5% lower than the national average.
  • The cost of housing in West Fargo is 11% lower than the national average.
  • North Dakota general sales tax is 2% lower than the national average.
  • North Dakota state income tax is 45% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in West Fargo, ND to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in West Fargo, ND, you have to earn a higher income in order to still have the same standard of living. To operate the West Fargo, ND salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in West Fargo, ND, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. West Fargo, ND has a median income of about $82,155 for people who own homes. Based on that number, a person should spend a maximum of $1,917 on expenses related to housing. Renters have a slightly different median income, which is $38,564. Based on this average, renters should spend no more than $900 on all of their rental costs if they want to maintain a non-impoverished standard of living.

North Dakota Sales Tax

StateGeneral Sales TaxWith Max Surtax
North Dakota5%8%

North Dakota Income Tax

StateIncome Tax (Low)Income Tax (High)
North Dakota1.22%3.22%
For those who live in West Fargo, ND and want to know what the true cost of living is, they ought to look at both the North Dakota income tax rate and the North Dakota sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In North Dakota, the sales tax is 5%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in North Dakota, the income tax rate ranges between 1.22% to 3.22%.

Goods & Services

ItemWest FargoNational avg.Difference
Haircut $15.15$14.593.8%
Beauty Salon $27.25$34.6821.4%
Toothpaste $2.31$2.476.6%
Shampoo $1.03$1.020.8%
Movie $10.00$9.871.3%
Bowling $3.67$4.3916.4%


ItemWest FargoNational avg.Difference
Ground Beef $3.98$4.4811.1%
Fried Chicken $1.78$1.4621.6%
Milk $2.94$2.3624.8%
Potatoes $2.25$3.0626.5%
Pizza $8.00$9.2413.4%
Beer $9.14$8.635.9%

Health Care

ItemWest FargoNational avg.Difference
Optometrist $79.40$99.7820.4%
Doctor $152.00$105.0344.7%
Dentist $95.00$88.707.1%
Ibuprofen $8.18$9.4113.1%
Lipitor $321.67$298.507.8%


ItemWest FargoNational avg.Difference
Home Price $164,100.00$175,700.006.6%
Avg. Mortgage Payment $980.39$1,081.039.3%
Apartment Rent $722.00$920.0021.5%


ItemWest FargoNational avg.Difference
Gasoline $1.90$2.099.2%
Tire Balancing $48.96$45.298.1%


ItemWest FargoNational avg.Difference
All Electricity$159.00$170.806.9%
Phone $29.95$28.266.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Brooktree Park, ND3098-2%
Comstock, MN11887-13%
Davenport, ND20387-13%
Amenia, ND12589-11%
Kindred, ND65691-9%
West Fargo, ND28,37195-5%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Monroeville, PA28,36596-4%
Kingman, AZ28,38187-13%
Tucker, GA28,3431077%
Drexel Heights, AZ28,29190-10%
Myrtle Beach, SC28,45599-1%
West Fargo, ND28,37195-5%
Source: The West Fargo, ND cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.