West Covina cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWest CovinaCaliforniaNational
Cost of living index136135100
IndexWest CovinaCaliforniaNational
Goods & Services index104107100
Groceries index109117100
Health care index104109100
Housing index198189100
Transportation index127125100
Utilities index113116100
The above illustration supplies generalized information for the West Covina, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in West Covina, CA is 136, which is equal to the California average and 36% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in West Covina, CA are 3% lower than the average for California and 4% higher than the rest of the country.

Did you know?

  • The cost of living in West Covina is equal to the California average.
  • The cost of living in West Covina is 36% higher than the national average.
  • The cost of housing in West Covina is 98% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in West Covina, CA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in West Covina, CA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the West Covina, CA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in West Covina, CA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in West Covina, CA have a median income of $83,343. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,945 per month to avoid calamity and poverty. The renters in the city have an income of about $44,840, which would make their monthly maximum allowable rental costs $1,046.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in West Covina, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemWest CovinaNational avg.Difference
Haircut $18.89$14.5929.4%
Beauty Salon $60.96$34.6875.8%
Toothpaste $2.59$2.474.7%
Shampoo $1.09$1.026.7%
Movie $12.50$9.8726.7%
Bowling $5.79$4.3931.8%


ItemWest CovinaNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.74$1.4618.8%
Milk $2.69$2.3614.1%
Potatoes $3.32$3.068.4%
Pizza $9.00$9.242.6%
Beer $9.35$8.638.3%

Health Care

ItemWest CovinaNational avg.Difference
Optometrist $104.42$99.784.7%
Doctor $95.57$105.039.0%
Dentist $102.40$88.7015.4%
Ibuprofen $11.60$9.4123.2%
Lipitor $281.41$298.505.7%


ItemWest CovinaNational avg.Difference
Home Price $385,400.00$175,700.00119.4%
Avg. Mortgage Payment $2,759.31$1,081.03155.2%
Apartment Rent $1,371.00$920.0049.0%


ItemWest CovinaNational avg.Difference
Gasoline $2.61$2.0924.8%
Tire Balancing $60.00$45.2932.5%


ItemWest CovinaNational avg.Difference
All Electricity$186.13$170.809.0%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Montclair, CA37,68511818%
Paramount, CA54,81311818%
Ontario, CA166,89211919%
Pomona, CA151,14211919%
East Los Angeles, CA127,61012121%
West Covina, CA107,44113636%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Odessa, TX107,32590-10%
Pueblo, CO107,70682-18%
Billings, MT106,97998-2%
Round Rock, TX106,97296-4%
Fairfield, CA107,98312727%
West Covina, CA107,44113636%
Source: The West Covina, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.