West Columbia cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWest ColumbiaTexasNational
Cost of living index8090100
IndexWest ColumbiaTexasNational
Goods & Services index9094100
Groceries index8589100
Health care index10195100
Housing index5881100
Transportation index9193100
Utilities index8395100
Displayed above is a general overview of the West Columbia, TX cost of living index. The overall cost of living index in West Columbia, TX is 80, which is 11% lower than the Texas average and 20% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in West Columbia, TX are 5% lower than the Texas average and 10% lower than the national average.

Did you know?

  • The cost of living in West Columbia is 11% lower than the Texas average.
  • The cost of living in West Columbia is 20% lower than the national average.
  • The cost of housing in West Columbia is 42% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare West Columbia, TX Cost of living To Other Cities

Salary Calculator

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Health care index
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Use the salary calculator to compare your current income in West Columbia, TX to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of West Columbia, TX, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the West Columbia, TX salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$56,623$4,719$1,321$1,699
Renters$29,097$2,425$679$873
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in West Columbia, TX, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. West Columbia, TX has a median income of about $56,623 for people who own homes. Based on that number, a person should spend a maximum of $1,321 on expenses related to housing. Renters have a slightly different median income, which is $29,097. Based on this average, renters should spend no more than $679 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
One thing to keep in mind when considering the cost of living in West Columbia, TX is the Texas sales tax and Texas income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Texas sales tax rate is 6.25% and the maximum surtax that can be charged is 8.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemWest ColumbiaNational avg.Difference
Haircut $15.33$15.561.5%
Beauty Salon $31.67$36.1112.3%
Toothpaste $1.87$2.4724.5%
Shampoo $0.78$0.9619.2%
Movie $8.01$10.1320.9%
Bowling $3.57$4.7424.5%

Groceries

ItemWest ColumbiaNational avg.Difference
Ground Beef $3.99$3.980.1%
Fried Chicken $0.91$1.4135.3%
Milk $1.67$2.0619.1%
Potatoes $2.51$2.9815.9%
Pizza $7.99$9.4715.7%
Beer $8.82$8.790.3%

Health Care

ItemWest ColumbiaNational avg.Difference
Optometrist $92.77$101.048.2%
Doctor $107.07$107.440.3%
Dentist $94.11$90.424.1%
Ibuprofen $8.20$9.2811.7%
Lipitor $444.78$426.504.3%

Housing

ItemWest ColumbiaNational avg.Difference
Home Price $92,400.00$175,700.0047.4%
Avg. Mortgage Payment $930.97$1,133.2317.8%
Apartment Rent $665.00$920.0027.7%

Transportation

ItemWest ColumbiaNational avg.Difference
Gasoline $1.75$1.9912.2%
Tire Balancing $45.58$45.760.4%

Utilities

ItemWest ColumbiaNational avg.Difference
All Electricity$151.04$163.817.8%
Phone $20.00$28.3929.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bonney, TX52271-29%
Holiday Lakes, TX1,09372-28%
Damon, TX47777-23%
Sweeny, TX3,74378-22%
Brazoria, TX3,03880-20%
West Columbia, TX3,91780-20%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Kildeer, IL3,91715959%
Lewisburg, WV3,917100-0%
East Flat Rock, NC3,91788-12%
Gordon Heights, NY3,91813030%
Tilton Northfield, NH3,91911313%
West Columbia, TX3,91780-20%
Source: The West Columbia, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.