West Chicago cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWest ChicagoIllinoisNational
Cost of living index10598100
IndexWest ChicagoIllinoisNational
Goods & Services index9697100
Groceries index10197100
Health care index107100100
Housing index12199100
Transportation index115104100
Utilities index8895100
Displayed above is a general overview of the West Chicago, IL cost of living index. The overall cost of living index in West Chicago, IL is 105, which is 7% higher than the Illinois average and 5% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in West Chicago, IL are 1% lower than the Illinois average and 4% lower than the national average.

Did you know?

  • The cost of living in West Chicago is 7% higher than the Illinois average.
  • The cost of living in West Chicago is 5% higher than the national average.
  • The cost of housing in West Chicago is 21% higher than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current income in West Chicago, IL to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of West Chicago, IL, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the West Chicago, IL salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$88,235$7,353$2,059$2,647
Renters$32,223$2,685$752$967
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in West Chicago, IL, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. West Chicago, IL has a median income of about $88,235 for people who own homes. Based on that number, a person should spend a maximum of $2,059 on expenses related to housing. Renters have a slightly different median income, which is $32,223. Based on this average, renters should spend no more than $752 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%
When assessing the complete cost of living in West Chicago, IL, the Illinois income tax and the Illinois sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Illinois maximum surtax is 9.75%, and the Illinois sales tax is 6.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3.75% to 3.75% in Illinois.

Goods & Services

ItemWest ChicagoNational avg.Difference
Haircut $16.46$15.565.8%
Beauty Salon $38.52$36.116.7%
Toothpaste $3.27$2.4732.1%
Shampoo $0.96$0.960.9%
Movie $9.71$10.134.1%
Bowling $3.86$4.7418.5%

Groceries

ItemWest ChicagoNational avg.Difference
Ground Beef $4.22$3.985.9%
Fried Chicken $1.29$1.418.3%
Milk $2.38$2.0615.5%
Potatoes $2.83$2.985.1%
Pizza $8.74$9.477.7%
Beer $8.25$8.796.2%

Health Care

ItemWest ChicagoNational avg.Difference
Optometrist $110.97$101.049.8%
Doctor $137.35$107.4427.8%
Dentist $89.33$90.421.2%
Ibuprofen $8.99$9.283.1%
Lipitor $425.63$426.500.2%

Housing

ItemWest ChicagoNational avg.Difference
Home Price $226,500.00$175,700.0028.9%
Avg. Mortgage Payment $994.19$1,133.2312.3%
Apartment Rent $928.00$920.000.9%

Transportation

ItemWest ChicagoNational avg.Difference
Gasoline $2.20$1.9910.5%
Tire Balancing $56.85$45.7624.2%

Utilities

ItemWest ChicagoNational avg.Difference
All Electricity$141.76$163.8113.5%
Phone $25.99$28.398.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Boulder Hill, IL8,34999-1%
Elgin, IL110,9061066%
East Dundee, IL3,0031077%
Glendale Heights, IL34,4361077%
Aurora, IL199,8781000%
West Chicago, IL27,4161055%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Maryland Heights, MO27,42096-4%
Englewood, NJ27,43513737%
Glen Ellyn, IL27,39413232%
Frankfort, KY27,38989-11%
Plum, PA27,38691-9%
West Chicago, IL27,4161055%
Source: The West Chicago, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.