Waterford, PA Cost Of Living

Waterford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Waterford	Pennsylvania	National
Cost of living index	90	100	100
Index	Waterford	Pennsylvania	National
Goods & Services index	98	100	100
Groceries index	97	105	100
Health care index	86	92	100
Housing index	67	91	100
Transportation index	103	108	100
Utilities index	109	111	100

Did you know?

The cost of living in Waterford is 10% lower than the Pennsylvania average.
The cost of living in Waterford is 10% lower than the national average.
The cost of housing in Waterford is 33% lower than the national average.
Pennsylvania general sales tax is 18% higher than the national average.
Pennsylvania state income tax is 38% higher than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$46,375	$3,865	$1,082	$1,391
Renters	$35,855	$2,988	$837	$1,076

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Waterford	National avg.	Difference
Haircut	$15.88	$16.09	1.3%
Beauty Salon	$37.27	$37.33	0.2%
Toothpaste	$1.68	$2.45	31.5%
Shampoo	$0.89	$1.00	11.4%
Movie	$10.92	$10.28	6.2%
Bowling	$3.71	$4.93	24.8%

Groceries

Item	Waterford	National avg.	Difference
Ground Beef	$3.36	$3.80	11.7%
Fried Chicken	$1.23	$1.40	11.9%
Milk	$1.95	$2.01	2.9%
Potatoes	$2.87	$3.01	4.6%
Pizza	$10.66	$9.89	7.8%
Beer	$8.86	$8.90	0.5%

Health Care

Item	Waterford	National avg.	Difference
Optometrist	$60.23	$102.16	41.0%
Doctor	$86.67	$108.36	20.0%
Dentist	$78.97	$92.53	14.6%
Ibuprofen	$8.50	$9.28	8.4%
Lipitor	$418.39	$425.82	1.7%

Housing

Item	Waterford	National avg.	Difference
Home Price	$120,100.00	$184,700.00	35.0%
Avg. Mortgage Payment	$1,359.27	$1,202.44	13.0%
Apartment Rent	$692.00	$949.00	27.1%

Transportation

Item	Waterford	National avg.	Difference
Gasoline	$2.36	$2.24	4.9%
Tire Balancing	$45.30	$46.29	2.1%

Utilities

Item	Waterford	National avg.	Difference
All Electricity	$151.54	$165.96	8.7%
Phone	$37.33	$28.68	30.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Penn State Erie (Behrend), PA	1,680	99	-1%
Lincolnville, PA	221	80	-20%
Riceville, PA	41	83	-17%
Union City, PA	3,243	84	-16%
Cambridge Springs, PA	2,550	89	-11%
Waterford, PA	1,421	90	-10%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Hallsville, MO	1,421	90	-10%
Avalon, NJ	1,421	203	103%
Leesburg, OH	1,421	85	-15%
Hico, TX	1,421	81	-19%
Bonduel, WI	1,420	86	-14%
Waterford, PA	1,421	90	-10%

Source: The Waterford, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Waterford, PA Cost of Living