Cost Of Living In Waterford, PA

Waterford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Waterford	Pennsylvania	National
Cost of living index	85	100	100
Index	Waterford	Pennsylvania	National
Goods & Services index	92	99	100
Groceries index	95	102	100
Health care index	84	90	100
Housing index	66	93	100
Transportation index	98	109	100
Utilities index	89	115	100

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The cost of living in Waterford is 15% lower than the Pennsylvania average.
The cost of living in Waterford is 15% lower than the national average.
The cost of housing in Waterford is 34% lower than the national average.
Pennsylvania general sales tax is 18% higher than the national average.
Pennsylvania state income tax is 38% higher than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$53,194	$4,433	$1,241	$1,596
Renters	$31,667	$2,639	$739	$950

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Waterford	National avg.	Difference
Haircut	$14.90	$15.56	4.3%
Beauty Salon	$30.83	$36.11	14.6%
Toothpaste	$1.99	$2.47	19.4%
Shampoo	$0.89	$0.96	8.1%
Movie	$10.42	$10.13	2.9%
Bowling	$3.42	$4.74	27.7%

Groceries

Item	Waterford	National avg.	Difference
Ground Beef	$3.69	$3.98	7.3%
Fried Chicken	$1.30	$1.41	7.8%
Milk	$1.93	$2.06	6.3%
Potatoes	$2.52	$2.98	15.5%
Pizza	$9.99	$9.47	5.5%
Beer	$8.28	$8.79	5.8%

Health Care

Item	Waterford	National avg.	Difference
Optometrist	$58.53	$101.04	42.1%
Doctor	$85.33	$107.44	20.6%
Dentist	$70.70	$90.42	21.8%
Ibuprofen	$8.70	$9.28	6.2%
Lipitor	$439.17	$426.50	3.0%

Housing

Item	Waterford	National avg.	Difference
Home Price	$113,400.00	$175,700.00	35.5%
Avg. Mortgage Payment	$1,278.38	$1,133.23	12.8%
Apartment Rent	$651.00	$920.00	29.2%

Transportation

Item	Waterford	National avg.	Difference
Gasoline	$2.10	$1.99	5.4%
Tire Balancing	$37.55	$45.76	17.9%

Utilities

Item	Waterford	National avg.	Difference
All Electricity	$134.14	$163.81	18.1%
Phone	$28.22	$28.39	0.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Penn State Erie (Behrend), PA	1,642	93	-7%
Riceville, PA	50	72	-28%
Lincolnville, PA	116	76	-24%
Union City, PA	3,271	79	-21%
Cambridge Springs, PA	2,530	87	-13%
Waterford, PA	1,414	85	-15%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Eastport, ME	1,414	97	-3%
New Haven, WV	1,414	82	-18%
Freeport, ME	1,414	114	14%
Garrison, ND	1,414	88	-12%
Oakdale, PA	1,414	87	-13%
Waterford, PA	1,414	85	-15%

Source: The Waterford, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.

Waterford, PA Cost of Living