Wahiawa cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWahiawaHawaiiNational
Cost of living index168175100
IndexWahiawaHawaiiNational
Goods & Services index125127100
Groceries index164155100
Health care index113115100
Housing index224247100
Transportation index134134100
Utilities index202207100
Displayed above is a general overview of the Wahiawa, HI cost of living index. The overall cost of living index in Wahiawa, HI is 168, which is 4% lower than the Hawaii average and 68% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Wahiawa, HI are 1% lower than the Hawaii average and 25% higher than the national average.

Did you know?

  • The cost of living in Wahiawa is 4% lower than the Hawaii average.
  • The cost of living in Wahiawa is 68% higher than the national average.
  • The cost of housing in Wahiawa is 124% higher than the national average.
  • Hawaii general sales tax is 21% lower than the national average.
  • Hawaii state income tax is 37% lower than the national average.

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Compare Wahiawa, HI Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Wahiawa, HI to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Wahiawa, HI, then you would need to earn more income in order to maintain the same standard of living. To use the Wahiawa, HI salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$81,487$6,791$1,901$2,445
Renters$41,186$3,432$961$1,236
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Wahiawa, HI as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Wahiawa, HI homeowners, is $81,487. This would allow for a maximum of $1,901 per month to be spent on housing costs. For renters, the median monthly income is $41,186 which would result in a maximum of $961 to be spent on rental costs.

Hawaii Sales Tax

StateGeneral Sales TaxWith Max Surtax
Hawaii4%4.5%

Hawaii Income Tax

StateIncome Tax (Low)Income Tax (High)
Hawaii1.4%11%
One thing to keep in mind when considering the cost of living in Wahiawa, HI is the Hawaii sales tax and Hawaii income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Hawaii sales tax rate is 4% and the maximum surtax that can be charged is 4.5%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Hawaii income tax rates range from 1.4% to 11%.

Goods & Services

ItemWahiawaNational avg.Difference
Haircut $16.00$15.562.8%
Beauty Salon $53.37$36.1147.8%
Toothpaste $3.66$2.4748.2%
Shampoo $1.72$0.9678.2%
Movie $11.71$10.1315.6%
Bowling $3.85$4.7418.7%

Groceries

ItemWahiawaNational avg.Difference
Ground Beef $4.88$3.9822.4%
Fried Chicken $2.16$1.4153.7%
Milk $3.79$2.0683.5%
Potatoes $5.38$2.9880.5%
Pizza $11.99$9.4726.6%
Beer $8.76$8.790.4%

Health Care

ItemWahiawaNational avg.Difference
Optometrist $146.94$101.0445.4%
Doctor $110.63$107.443.0%
Dentist $94.66$90.424.7%
Ibuprofen $13.56$9.2846.1%
Lipitor $477.26$426.5011.9%

Housing

ItemWahiawaNational avg.Difference
Home Price $466,700.00$175,700.00165.6%
Avg. Mortgage Payment $3,634.21$1,133.23220.7%
Apartment Rent $1,159.00$920.0026.0%

Transportation

ItemWahiawaNational avg.Difference
Gasoline $2.58$1.9929.2%
Tire Balancing $65.52$45.7643.2%

Utilities

ItemWahiawaNational avg.Difference
All Electricity$455.51$163.81178.1%
Phone $28.95$28.392.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Makaha Valley, HI1,30713131%
Nanakuli, HI12,18114646%
Makaha, HI8,66314949%
Waianae, HI12,69415050%
Waipio Acres, HI4,80715656%
Wahiawa, HI17,47316868%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sycamore, IL17,47396-4%
Myrtle Grove, FL17,47591-9%
Scarsdale, NY17,471284184%
Seminole, FL17,47796-4%
North Salt Lake, UT17,4651033%
Wahiawa, HI17,47316868%
Source: The Wahiawa, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.