Visalia cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexVisaliaCaliforniaNational
Cost of living index108137100
IndexVisaliaCaliforniaNational
Goods & Services index100109100
Groceries index112118100
Health care index106111100
Housing index100189100
Transportation index126130100
Utilities index136112100
Displayed above is a general overview of the Visalia, CA cost of living index. The overall cost of living index in Visalia, CA is 108, which is 21% lower than the California average and 8% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Visalia, CA are 9% lower than the California average and equal to the national average.

Did you know?

  • The cost of living in Visalia is 21% lower than the California average.
  • The cost of living in Visalia is 8% higher than the national average.
  • The cost of housing in Visalia is equal to the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Visalia, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Visalia, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Visalia, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Visalia, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$65,976$5,498$1,539$1,979
Renters$31,923$2,660$745$958
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Visalia, CA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Visalia, CA has a median income of about $65,976 for people who own homes. Based on that number, a person should spend a maximum of $1,539 on expenses related to housing. Renters have a slightly different median income, which is $31,923. Based on this average, renters should spend no more than $745 on all of their rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
The California sales tax and California income tax rates should definitely be considered when determining the overall cost of living in Visalia, CA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The California sales tax is 7.5% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemVisaliaNational avg.Difference
Haircut $14.45$15.567.2%
Beauty Salon $50.00$36.1138.5%
Toothpaste $3.53$2.4742.6%
Shampoo $1.28$0.9632.6%
Movie $8.67$10.1314.4%
Bowling $4.30$4.749.1%

Groceries

ItemVisaliaNational avg.Difference
Ground Beef $4.26$3.987.0%
Fried Chicken $1.38$1.412.2%
Milk $2.26$2.069.3%
Potatoes $3.81$2.9827.6%
Pizza $9.30$9.471.9%
Beer $8.37$8.794.8%

Health Care

ItemVisaliaNational avg.Difference
Optometrist $97.83$101.043.2%
Doctor $116.54$107.448.5%
Dentist $97.28$90.427.6%
Ibuprofen $10.79$9.2816.3%
Lipitor $424.55$426.500.5%

Housing

ItemVisaliaNational avg.Difference
Home Price $172,800.00$175,700.001.7%
Avg. Mortgage Payment $1,102.31$1,133.232.7%
Apartment Rent $952.00$920.003.5%

Transportation

ItemVisaliaNational avg.Difference
Gasoline $2.75$1.9937.9%
Tire Balancing $46.10$45.760.7%

Utilities

ItemVisaliaNational avg.Difference
All Electricity$261.78$163.8159.8%
Phone $30.00$28.395.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
El Rancho, CA1611111%
Yettem, CA28511111%
Plainview, CA85891-9%
Linnell Camp, CA56192-8%
London, CA2,08094-6%
Visalia, CA126,9421088%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Elizabeth, NJ126,96412020%
Gainesville, FL126,46597-3%
East Los Angeles, CA127,61012323%
Topeka, KS127,66086-14%
Waco, TX127,79684-16%
Visalia, CA126,9421088%
Source: The Visalia, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.