Vineland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexVinelandNew JerseyNational
Cost of living index104131100
IndexVinelandNew JerseyNational
Goods & Services index108118100
Groceries index103116100
Health care index103111100
Housing index100166100
Transportation index96118100
Utilities index114110100
Here we can see a simple outline of the cost of living in Vineland, NJ. As you can see, with the average cost of living in Vineland, NJ being 104, that puts it 20% lower than the average of New Jersey and 4% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Vineland, NJ, the price of goods and services are 8% lower than the average of New Jersey as well as 8% higher than the nation's average.

Did you know?

  • The cost of living in Vineland is 20% lower than the New Jersey average.
  • The cost of living in Vineland is 4% higher than the national average.
  • The cost of housing in Vineland is equal to the national average.
  • New Jersey general sales tax is 37% higher than the national average.
  • New Jersey state income tax is 37% lower than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Vineland, NJ to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Vineland, NJ, then you would need to earn more income in order to maintain the same standard of living. To use the Vineland, NJ salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$67,364$5,614$1,572$2,021
Renters$28,455$2,371$664$854
One can approximate the cost of living and the housing affordability in Vineland, NJ by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Vineland, NJ have a median income of $67,364. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,572 per month to avoid calamity and poverty. The renters in the city have an income of about $28,455, which would make their monthly maximum allowable rental costs $664.

New Jersey Sales Tax

StateGeneral Sales TaxWith Max Surtax
New Jersey7%7%

New Jersey Income Tax

StateIncome Tax (Low)Income Tax (High)
New Jersey1.4%8.97%
The New Jersey sales tax and New Jersey income tax rates should definitely be considered when determining the overall cost of living in Vineland, NJ. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New Jersey sales tax is 7% and the maximum surtax is 7%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New Jersey income tax rates range from 1.4% to 8.97%.

Goods & Services

ItemVinelandNational avg.Difference
Haircut $14.00$14.594.1%
Beauty Salon $40.00$34.6815.3%
Toothpaste $2.22$2.4710.2%
Shampoo $0.91$1.0211.0%
Movie $11.50$9.8716.5%
Bowling $4.50$4.392.5%

Groceries

ItemVinelandNational avg.Difference
Ground Beef $4.42$4.481.3%
Fried Chicken $1.56$1.466.6%
Milk $2.14$2.369.2%
Potatoes $3.66$3.0619.6%
Pizza $8.49$9.248.1%
Beer $8.49$8.631.7%

Health Care

ItemVinelandNational avg.Difference
Optometrist $118.00$99.7818.3%
Doctor $87.50$105.0316.7%
Dentist $97.50$88.709.9%
Ibuprofen $9.42$9.410.1%
Lipitor $328.49$298.5010.0%

Housing

ItemVinelandNational avg.Difference
Home Price $168,500.00$175,700.004.1%
Avg. Mortgage Payment $1,153.85$1,081.036.7%
Apartment Rent $996.00$920.008.3%

Transportation

ItemVinelandNational avg.Difference
Gasoline $1.99$2.095.0%
Tire Balancing $45.00$45.290.6%

Utilities

ItemVinelandNational avg.Difference
All Electricity$222.61$170.8030.3%
Phone $25.95$28.268.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Seabrook Farms, NJ99591-9%
Laurel Lake, NJ2,96597-3%
Bridgeton, NJ25,25297-3%
Fairton, NJ1,18299-1%
Cedarville, NJ6421011%
Vineland, NJ60,9851044%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Monterey Park, CA60,96614646%
Encinitas, CA61,00818181%
Terre Haute, IN61,04087-13%
The Villages, FL61,04611010%
Burnsville, MN61,0591088%
Vineland, NJ60,9851044%
Source: The Vineland, NJ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.