Valley City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexValley CityNorth DakotaNational
Cost of living index8593100
IndexValley CityNorth DakotaNational
Goods & Services index9699100
Groceries index101105100
Health care index114109100
Housing index5479100
Transportation index95100100
Utilities index9990100
Displayed above is a general overview of the Valley City, ND cost of living index. The overall cost of living index in Valley City, ND is 85, which is 9% lower than the North Dakota average and 15% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Valley City, ND are 3% lower than the North Dakota average and 4% lower than the national average.

Did you know?

  • The cost of living in Valley City is 9% lower than the North Dakota average.
  • The cost of living in Valley City is 15% lower than the national average.
  • The cost of housing in Valley City is 46% lower than the national average.
  • North Dakota general sales tax is 2% lower than the national average.
  • North Dakota state income tax is 45% lower than the national average.

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Compare Valley City, ND Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Valley City, ND to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Valley City, ND, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Valley City, ND salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$69,435$5,786$1,620$2,083
Renters$32,409$2,701$756$972
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Valley City, ND, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Valley City, ND homeowners have a median income of $69,435. Using that number, you will come up with a maximum of $1,620 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $32,409, which means there is a maximum of $756 to be spent on the costs of renting a home or apartment.

North Dakota Sales Tax

StateGeneral Sales TaxWith Max Surtax
North Dakota5%8%

North Dakota Income Tax

StateIncome Tax (Low)Income Tax (High)
North Dakota1.22%3.22%
The North Dakota sales tax and North Dakota income tax rates should definitely be considered when determining the overall cost of living in Valley City, ND. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The North Dakota sales tax is 5% and the maximum surtax is 8%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The North Dakota income tax rates range from 1.22% to 3.22%.

Goods & Services

ItemValley CityNational avg.Difference
Haircut $15.15$14.593.8%
Beauty Salon $27.25$34.6821.4%
Toothpaste $2.31$2.476.6%
Shampoo $1.03$1.020.8%
Movie $10.00$9.871.3%
Bowling $3.67$4.3916.4%

Groceries

ItemValley CityNational avg.Difference
Ground Beef $3.98$4.4811.1%
Fried Chicken $1.78$1.4621.6%
Milk $2.94$2.3624.8%
Potatoes $2.25$3.0626.5%
Pizza $8.00$9.2413.4%
Beer $9.14$8.635.9%

Health Care

ItemValley CityNational avg.Difference
Optometrist $79.40$99.7820.4%
Doctor $152.00$105.0344.7%
Dentist $95.00$88.707.1%
Ibuprofen $8.18$9.4113.1%
Lipitor $321.67$298.507.8%

Housing

ItemValley CityNational avg.Difference
Home Price $89,500.00$175,700.0049.1%
Avg. Mortgage Payment $980.39$1,081.039.3%
Apartment Rent $557.00$920.0039.5%

Transportation

ItemValley CityNational avg.Difference
Gasoline $1.90$2.099.2%
Tire Balancing $48.96$45.298.1%

Utilities

ItemValley CityNational avg.Difference
All Electricity$159.00$170.806.9%
Phone $29.95$28.266.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rogers, ND5973-27%
Fingal, ND13375-25%
Leal, ND2976-24%
Oriska, ND8377-23%
Sanborn, ND17381-19%
Valley City, ND6,63685-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
East Shoreham, NY6,63615757%
Cochituate, MA6,63716464%
Wellington, CO6,6341033%
Manorhaven, NY6,63816565%
Inniswold, LA6,6331055%
Valley City, ND6,63685-15%
Source: The Valley City, ND cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.