Valley Center cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexValley CenterCaliforniaNational
Cost of living index143135100
IndexValley CenterCaliforniaNational
Goods & Services index105107100
Groceries index109117100
Health care index111109100
Housing index217189100
Transportation index124125100
Utilities index122116100
The above illustration supplies generalized information for the Valley Center, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Valley Center, CA is 143, which is 6% higher than the California average and 43% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Valley Center, CA are 1% lower than the average for California and 5% higher than the rest of the country.

Did you know?

  • The cost of living in Valley Center is 6% higher than the California average.
  • The cost of living in Valley Center is 43% higher than the national average.
  • The cost of housing in Valley Center is 117% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Valley Center, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Valley Center, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Valley Center, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Valley Center, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$86,455$7,205$2,017$2,594
Renters$50,417$4,201$1,176$1,513
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Valley Center, CA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Valley Center, CA has a median income of about $86,455 for people who own homes. Based on that number, a person should spend a maximum of $2,017 on expenses related to housing. Renters have a slightly different median income, which is $50,417. Based on this average, renters should spend no more than $1,176 on all of their rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When assessing the complete cost of living in Valley Center, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10%, and the California sales tax is 7.5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 12.3% in California.

Goods & Services

ItemValley CenterNational avg.Difference
Haircut $18.53$14.5927.0%
Beauty Salon $57.27$34.6865.1%
Toothpaste $2.74$2.4710.8%
Shampoo $1.11$1.028.6%
Movie $12.40$9.8725.7%
Bowling $5.52$4.3925.7%

Groceries

ItemValley CenterNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.54$1.465.2%
Milk $2.54$2.367.8%
Potatoes $3.32$3.068.4%
Pizza $8.00$9.2413.4%
Beer $9.38$8.638.7%

Health Care

ItemValley CenterNational avg.Difference
Optometrist $104.65$99.784.9%
Doctor $109.87$105.034.6%
Dentist $109.00$88.7022.9%
Ibuprofen $12.99$9.4138.0%
Lipitor $280.93$298.505.9%

Housing

ItemValley CenterNational avg.Difference
Home Price $440,100.00$175,700.00150.5%
Avg. Mortgage Payment $2,436.52$1,081.03125.4%
Apartment Rent $1,282.00$920.0039.3%

Transportation

ItemValley CenterNational avg.Difference
Gasoline $2.74$2.0931.0%
Tire Balancing $47.16$45.294.1%

Utilities

ItemValley CenterNational avg.Difference
All Electricity$214.73$170.8025.7%
Phone $33.30$28.2617.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Escondido, CA147,60313030%
Vista, CA96,18113232%
Ramona, CA21,57813333%
Fallbrook, CA31,43513434%
Rainbow, CA1,67813535%
Valley Center, CA9,87214343%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Clinton, TN9,87486-14%
Burlington, NJ9,86511010%
West Point, UT9,8631055%
Friendly, MD9,88112727%
Milford, DE9,8821055%
Valley Center, CA9,87214343%
Source: The Valley Center, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.