Universal City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexUniversal CityTexasNational
Cost of living index8990100
IndexUniversal CityTexasNational
Goods & Services index9494100
Groceries index8189100
Health care index9295100
Housing index8881100
Transportation index8893100
Utilities index8895100
A general overview of the cost of living index for Universal City, TX is displayed above. In Universal City, TX, the overall cost of living index is 89, which is 1% lower than the Texas average and 11% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Universal City, TX, the city's goods and services are 1% lower than the Texas average and 7% lower than the U.S. average.

Did you know?

  • The cost of living in Universal City is 1% lower than the Texas average.
  • The cost of living in Universal City is 11% lower than the national average.
  • The cost of housing in Universal City is 12% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Universal City, TX Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Universal City, TX to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Universal City, TX, then you would need to earn more income in order to maintain the same standard of living. To use the Universal City, TX salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$77,487$6,457$1,808$2,325
Renters$43,215$3,601$1,008$1,297
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Universal City, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Universal City, TX homeowners have a median income of $77,487. Using that number, you will come up with a maximum of $1,808 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $43,215, which means there is a maximum of $1,008 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
When considering the overall cost of living expenses in Universal City, TX, it's important to take into account the sales tax for Texas, as well as the rate for income tax in Texas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Texas is 8.25%, and the sales tax in the state of Texas is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Texas starts from 0% and goes up to 0%.

Goods & Services

ItemUniversal CityNational avg.Difference
Haircut $15.20$15.562.4%
Beauty Salon $29.73$36.1117.7%
Toothpaste $2.83$2.4714.6%
Shampoo $0.75$0.9622.3%
Movie $10.02$10.131.1%
Bowling $6.46$4.7436.4%

Groceries

ItemUniversal CityNational avg.Difference
Ground Beef $3.09$3.9822.5%
Fried Chicken $1.28$1.419.3%
Milk $1.71$2.0617.3%
Potatoes $2.56$2.9814.2%
Pizza $9.76$9.473.0%
Beer $8.31$8.795.5%

Health Care

ItemUniversal CityNational avg.Difference
Optometrist $88.78$101.0412.1%
Doctor $99.78$107.447.1%
Dentist $79.08$90.4212.5%
Ibuprofen $7.97$9.2814.1%
Lipitor $430.52$426.500.9%

Housing

ItemUniversal CityNational avg.Difference
Home Price $144,300.00$175,700.0017.9%
Avg. Mortgage Payment $808.44$1,133.2328.7%
Apartment Rent $926.00$920.000.7%

Transportation

ItemUniversal CityNational avg.Difference
Gasoline $1.84$1.997.4%
Tire Balancing $36.22$45.7620.8%

Utilities

ItemUniversal CityNational avg.Difference
All Electricity$131.56$163.8119.7%
Phone $28.00$28.391.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Marion, TX98782-18%
Balcones Heights, TX2,82581-19%
Kirby, TX8,22181-19%
San Antonio, TX1,385,43885-15%
Live Oak, TX14,21386-14%
Universal City, TX19,16489-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lathrop, CA19,16311515%
Norwood, OH19,17089-11%
Louisville, CO19,17113030%
Murphy, TX19,15411414%
Bellwood, IL19,1491011%
Universal City, TX19,16489-11%
Source: The Universal City, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.