Unionville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexUnionvilleNorth CarolinaNational
Cost of living index10197100
IndexUnionvilleNorth CarolinaNational
Goods & Services index97101100
Groceries index100100100
Health care index101104100
Housing index10287100
Transportation index100102100
Utilities index110100100
A general overview of the cost of living index for Unionville, NC is displayed above. In Unionville, NC, the overall cost of living index is 101, which is 4% higher than the North Carolina average and 1% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Unionville, NC, the city's goods and services are 3% lower than the North Carolina average and 3% lower than the U.S. average.

Did you know?

  • The cost of living in Unionville is 4% higher than the North Carolina average.
  • The cost of living in Unionville is 1% higher than the national average.
  • The cost of housing in Unionville is 2% higher than the national average.
  • North Carolina general sales tax is 7% lower than the national average.
  • North Carolina state income tax is 159% higher than the national average.

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Salary Calculator

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Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Unionville, NC to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Unionville, NC, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Unionville, NC salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Unionville, NC as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Unionville, NC homeowners, the median income is $69,698. This indicates that a monthly maximum of $1,626 should be spent by homeowners on all housing related costs. Renters have a median income of $33,134. This indicates that renters should have a maximum of $773 used for their rent related monthly costs.

North Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
North Carolina4.75%7.5%

North Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
North Carolina5.75%5.75%
When you are determining the total cost of living in Unionville, NC you will want to make sure you consider both the North Carolina sales tax and the North Carolina income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in North Carolina is 4.75%, with the highest surtax being 7.5%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in North Carolina have a range from 5.75% to 5.75%.

Goods & Services

ItemUnionvilleNational avg.Difference
Haircut $12.40$14.5915.0%
Beauty Salon $36.40$34.685.0%
Toothpaste $2.52$2.471.9%
Shampoo $1.08$1.025.7%
Movie $10.39$9.875.3%
Bowling $5.97$4.3935.9%


ItemUnionvilleNational avg.Difference
Ground Beef $4.51$4.480.7%
Fried Chicken $1.59$1.468.6%
Milk $2.59$2.369.9%
Potatoes $3.37$3.0610.1%
Pizza $8.49$9.248.1%
Beer $8.34$8.633.4%

Health Care

ItemUnionvilleNational avg.Difference
Optometrist $119.20$99.7819.5%
Doctor $95.20$105.039.4%
Dentist $91.20$88.702.8%
Ibuprofen $9.12$9.413.1%
Lipitor $322.28$298.508.0%


ItemUnionvilleNational avg.Difference
Home Price $191,800.00$175,700.009.2%
Avg. Mortgage Payment $879.18$1,081.0318.7%
Apartment Rent $794.00$920.0013.7%


ItemUnionvilleNational avg.Difference
Gasoline $2.19$2.094.9%
Tire Balancing $39.18$45.2913.5%


ItemUnionvilleNational avg.Difference
All Electricity$170.61$170.800.1%
Phone $35.01$28.2623.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Peachland, NC44286-14%
Marshville, NC2,49389-11%
Wingate, NC3,70892-8%
Red Cross, NC69094-6%
Monroe, NC33,58895-5%
Unionville, NC6,1801011%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Steele Creek, AK6,18014444%
Sylvester, GA6,18083-17%
Chillicothe, IL6,18189-11%
Sealy, TX6,18191-9%
Estherville, IA6,17785-15%
Unionville, NC6,1801011%
Source: The Unionville, NC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.