Union Springs cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexUnion SpringsAlabamaNational
Cost of living index8689100
IndexUnion SpringsAlabamaNational
Goods & Services index11296100
Groceries index10197100
Health care index8287100
Housing index4673100
Transportation index9092100
Utilities index104104100
Displayed above is a general overview of the Union Springs, AL cost of living index. The overall cost of living index in Union Springs, AL is 86, which is 3% lower than the Alabama average and 14% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Union Springs, AL are 16% higher than the Alabama average and 12% higher than the national average.

Did you know?

  • The cost of living in Union Springs is 3% lower than the Alabama average.
  • The cost of living in Union Springs is 14% lower than the national average.
  • The cost of housing in Union Springs is 54% lower than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Compare Union Springs, AL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Using the salary calculator lets you compare the salary you earn in Union Springs, AL to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Union Springs, AL, you have to earn a higher income in order to still have the same standard of living. To operate the Union Springs, AL salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$51,422$4,285$1,200$1,543
Renters$17,404$1,450$406$522
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Union Springs, AL, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Union Springs, AL homeowners have a median income of $51,422. Using that number, you will come up with a maximum of $1,200 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $17,404, which means there is a maximum of $406 to be spent on the costs of renting a home or apartment.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax
Alabama4%10%

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
Alabama2%5%
One thing to keep in mind when considering the cost of living in Union Springs, AL is the Alabama sales tax and Alabama income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Alabama sales tax rate is 4% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Alabama income tax rates range from 2% to 5%.

Goods & Services

ItemUnion SpringsNational avg.Difference
Haircut $13.44$15.5613.6%
Beauty Salon $44.39$36.1122.9%
Toothpaste $2.82$2.4714.2%
Shampoo $0.87$0.969.5%
Movie $13.36$10.1331.9%
Bowling $4.69$4.741.0%

Groceries

ItemUnion SpringsNational avg.Difference
Ground Beef $4.91$3.9823.1%
Fried Chicken $1.44$1.412.3%
Milk $2.76$2.0633.9%
Potatoes $4.14$2.9838.9%
Pizza $10.33$9.479.1%
Beer $8.27$8.796.0%

Health Care

ItemUnion SpringsNational avg.Difference
Optometrist $69.67$101.0431.1%
Doctor $88.61$107.4417.5%
Dentist $65.11$90.4228.0%
Ibuprofen $8.82$9.284.9%
Lipitor $406.67$426.504.6%

Housing

ItemUnion SpringsNational avg.Difference
Home Price $68,600.00$175,700.0061.0%
Avg. Mortgage Payment $891.11$1,133.2321.4%
Apartment Rent $569.00$920.0038.2%

Transportation

ItemUnion SpringsNational avg.Difference
Gasoline $1.75$1.9912.4%
Tire Balancing $43.67$45.764.6%

Utilities

ItemUnion SpringsNational avg.Difference
All Electricity$189.27$163.8115.5%
Phone $25.34$28.3910.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Midway, AL43682-18%
Fitzpatrick, AL8112121%
Union Springs, AL3,90386-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Belleair, FL3,90311818%
Hugoton, KS3,90383-17%
Oakhurst, NJ3,90416060%
Windsor, WI3,9021099%
Fairbury, NE3,90277-23%
Union Springs, AL3,90386-14%
Source: The Union Springs, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.