Tucson cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexTucsonArizonaNational
Cost of living index9498100
IndexTucsonArizonaNational
Goods & Services index9797100
Groceries index9798100
Health care index115100100
Housing index8498100
Transportation index9899100
Utilities index9499100
A general summary of the cost of living index in Tucson, AZ is shown above. Compared to the state average of Arizona the cost of living index in Tucson, AZ is 94, which is 4% lower than the average in Arizona and compared to the national average it is 6% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Tucson, AZ goods and services come in at 1% higher than the average in Arizona and are 3% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Tucson is 4% lower than the Arizona average.
  • The cost of living in Tucson is 6% lower than the national average.
  • The cost of housing in Tucson is 16% lower than the national average.
  • Arizona general sales tax is 10% higher than the national average.
  • Arizona state income tax is 16% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Tucson, AZ to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Tucson, AZ, then you would need to earn more income in order to maintain the same standard of living. To use the Tucson, AZ salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$53,342$4,445$1,245$1,600
Renters$24,778$2,065$578$743
One can approximate the cost of living and the housing affordability in Tucson, AZ by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Tucson, AZ have a median income of $53,342. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,245 per month to avoid calamity and poverty. The renters in the city have an income of about $24,778, which would make their monthly maximum allowable rental costs $578.

Arizona Sales Tax

StateGeneral Sales TaxWith Max Surtax
Arizona5.6%10.725%

Arizona Income Tax

StateIncome Tax (Low)Income Tax (High)
Arizona2.59%4.54%
One thing to keep in mind when considering the cost of living in Tucson, AZ is the Arizona sales tax and Arizona income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Arizona sales tax rate is 5.6% and the maximum surtax that can be charged is 10.725%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Arizona income tax rates range from 2.59% to 4.54%.

Goods & Services

ItemTucsonNational avg.Difference
Haircut $14.60$14.590.0%
Beauty Salon $40.80$34.6817.6%
Toothpaste $2.29$2.477.4%
Shampoo $0.98$1.024.1%
Movie $9.83$9.870.4%
Bowling $3.85$4.3912.3%

Groceries

ItemTucsonNational avg.Difference
Ground Beef $4.34$4.483.1%
Fried Chicken $1.51$1.463.1%
Milk $1.82$2.3622.8%
Potatoes $2.92$3.064.6%
Pizza $7.99$9.2413.6%
Beer $8.26$8.634.3%

Health Care

ItemTucsonNational avg.Difference
Optometrist $87.40$99.7812.4%
Doctor $162.80$105.0355.0%
Dentist $93.80$88.705.7%
Ibuprofen $9.09$9.413.4%
Lipitor $289.19$298.503.1%

Housing

ItemTucsonNational avg.Difference
Home Price $153,700.00$181,400.0015.3%
Avg. Mortgage Payment $842.49$1,081.0322.1%
Apartment Rent $726.00$889.0018.3%

Transportation

ItemTucsonNational avg.Difference
Gasoline $2.00$2.094.6%
Tire Balancing $47.60$45.295.1%

Utilities

ItemTucsonNational avg.Difference
All Electricity$167.78$170.801.8%
Phone $24.58$28.2613.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Willow Canyon, AZ098-2%
South Tucson, AZ5,66983-17%
Flowing Wells, AZ15,90984-16%
Summit, AZ3,80284-16%
Littletown, AZ43186-14%
Tucson, AZ521,69594-6%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Albuquerque, NM545,08396-4%
Fresno, CA495,7771066%
Sacramento, CA467,46711717%
Long Beach, CA463,58913939%
Oklahoma City, OK581,09486-14%
Tucson, AZ521,69594-6%
Source: The Tucson, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.