D+
25%
Overall NAT. AVG.
6%
Goods & Services NAT. AVG.
65%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Troutdale Oregon National
Cost of living125111100
Goods & Services106105100
Groceries111109100
Health care110105100
Housing165123100
Transportation126117100
Utilities9696100

An Overview of Cost of Living in Troutdale, OR

Understanding the cost of living in Troutdale can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Troutdale cost of living index is 125, which is 25% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

If you're in pursuit of an economical living environment, Troutdale may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Troutdale falls within this bracket.

When it comes to the cost of living in Troutdale, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 64.8% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

The relentless increase in grocery prices is a noteworthy trend. In the last two years, grocery costs have experienced an upward trajectory of over 10%. Unfortunately, Troutdale is no exception, where grocery prices are 10.5% above the national average.

Is Troutdale Affordable?

Is Troutdale an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Troutdale is 81.6% higher than the national average, while the average monthly rent prices are 25.6% higher than average. The affordability of any location can also be influenced by median income levels. Troutdale has a median household income of $81,881, which is 48% higher than the national average.

What Factors can Influence the Cost of Living in Troutdale?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Troutdale, the groceries index is 10.5% higher than the national average.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Troutdale, the utilities index registers at 3.8% lower than the national average.

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday goods and services like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Troutdale starts at 0% and the income tax rates start at 4.75%.

Where is the Data From?

The Troutdale cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Troutdale is 13% higher than the Oregon average
  • The cost of living in Troutdale is 25% higher than the national average
  • Troutdale housing is 65% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 111% higher than the national average

Most Affordable Places to Live in and Around Troutdale

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Compare Troutdale, OR Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$102,021$8,502$2,380$3,061
      Renters$41,823$3,485$976$1,255
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Troutdale, OR, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Troutdale, homeowners have a median income of $102,021. Using that number, a maximum of $2,380 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $41,823, which means there is a maximum of $976 to be spent on the costs of renting a home or apartment.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Goods & Services

      Item Troutdale National avg. Difference
      Haircut $41.22$24.2669.9%
      Beauty Salon $60.58$45.5633.0%
      Toothpaste $3.63$3.702.0%
      Shampoo $1.53$1.2819.5%
      Movie $12.98$12.136.9%
      Bowling $18.31$18.001.7%

      Groceries

      Item Troutdale National avg. Difference
      Ground Beef $6.17$5.845.7%
      Fried Chicken $2.03$1.5728.8%
      Milk $5.04$4.677.9%
      Potatoes $4.39$4.9311.1%
      Pizza $12.21$12.091.0%
      Beer $12.07$10.4115.9%

      Health Care

      Item Troutdale National avg. Difference
      Optometrist $131.94$125.685.0%
      Doctor $188.49$135.7838.8%
      Dentist $115.08$113.291.6%
      Ibuprofen $11.58$10.658.7%
      Lipitor $386.53$468.6017.5%

      Housing

      Item Troutdale National avg. Difference
      Home Price $335,500.00$184,700.0081.6%
      Avg. Mortgage Payment $3,332.86$2,346.6942.0%
      Apartment Rent $1,192.00$949.0025.6%

      Transportation

      Item Troutdale National avg. Difference
      Gasoline $4.16$3.4620.3%
      Tire Balancing $84.45$59.9240.9%

      Utilities

      Item Troutdale National avg. Difference
      All Electricity $182.73$193.995.8%
      Phone $190.36$192.251.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Johnson City, OR5398514.6%
      Wood Village, OR4,0691099.0%
      Walnut Grove, WA9,32411313.0%
      Fairview, OR9,38212322.7%
      Hazel Dell, WA21,83012323.3%
      Troutdale, OR16,43312525.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wahiawa, HI16,44216868.4%
      Streetsboro, OH16,444946.0%
      Palmetto Estates, FL16,41911817.9%
      Hazel Park, MI16,4528910.7%
      Buffalo, MN16,4131065.9%
      Troutdale, OR16,43312525.5%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.