Trinity, FL Cost Of Living

Trinity cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Trinity	Florida	National
Cost of living index	116	99	100
Index	Trinity	Florida	National
Goods & Services index	97	99	100
Groceries index	100	105	100
Health care index	98	98	100
Housing index	149	96	100
Transportation index	106	100	100
Utilities index	116	103	100

The above illustration supplies generalized information for the Trinity, FL cost of living index. Compared to other cities in Florida and cities across the country, the cost of living index in Trinity, FL is 116, which is 17% higher than the Florida average and 16% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Trinity, FL are 2% lower than the average for Florida and 3% lower than the rest of the country.

Did you know?

The cost of living in Trinity is 17% higher than the Florida average.
The cost of living in Trinity is 16% higher than the national average.
The cost of housing in Trinity is 49% higher than the national average.
Florida general sales tax is 18% higher than the national average.
Florida state income tax is 100% lower than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in Trinity, FL to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Trinity, FL, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Trinity, FL salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$72,500	$6,042	$1,692	$2,175
Renters	$64,485	$5,374	$1,505	$1,935

A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Trinity, FL, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Trinity, FL has a median income of about $72,500 for people who own homes. Based on that number, a person should spend a maximum of $1,692 on expenses related to housing. Renters have a slightly different median income, which is $64,485. Based on this average, renters should spend no more than $1,505 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

For those who live in Trinity, FL and want to know what the true cost of living is, they ought to look at both the Florida income tax rate and the Florida sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Florida, the sales tax is 6%, while the most you'll pay in surtax is 7.5%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Florida, the income tax rate ranges between 0% to 0%.

Goods & Services

Item	Trinity	National avg.	Difference
Haircut	$13.87	$16.09	13.8%
Beauty Salon	$34.72	$37.33	7.0%
Toothpaste	$2.71	$2.45	10.6%
Shampoo	$1.01	$1.00	0.9%
Movie	$11.59	$10.28	12.7%
Bowling	$6.14	$4.93	24.5%

Groceries

Item	Trinity	National avg.	Difference
Ground Beef	$4.22	$3.80	11.0%
Fried Chicken	$1.42	$1.40	1.4%
Milk	$2.51	$2.01	25.0%
Potatoes	$3.63	$3.01	20.5%
Pizza	$9.19	$9.89	7.0%
Beer	$9.42	$8.90	5.9%

Health Care

Item	Trinity	National avg.	Difference
Optometrist	$88.81	$102.16	13.1%
Doctor	$110.98	$108.36	2.4%
Dentist	$92.29	$92.53	0.3%
Ibuprofen	$9.14	$9.28	1.5%
Lipitor	$394.89	$425.82	7.3%

Housing

Item	Trinity	National avg.	Difference
Home Price	$241,500.00	$184,700.00	30.8%
Avg. Mortgage Payment	$827.55	$1,202.44	31.2%
Apartment Rent	$1,823.00	$949.00	92.1%

Transportation

Item	Trinity	National avg.	Difference
Gasoline	$2.15	$2.24	4.0%
Tire Balancing	$58.96	$46.29	27.4%

Utilities

Item	Trinity	National avg.	Difference
All Electricity	$145.49	$165.96	12.3%
Phone	$43.34	$28.68	51.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Moon Lake, FL	4,708	85	-15%
New Port Richey, FL	15,503	86	-14%
Jasmine Estates, FL	19,744	87	-13%
Holiday, FL	20,451	87	-13%
Beacon Square, FL	6,971	87	-13%
Trinity, FL	10,334	116	16%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
West Haverstraw, NY	10,334	125	25%
Anna, TX	10,335	95	-5%
Newberry, SC	10,338	91	-9%
Reading, OH	10,342	89	-11%
Saddlebrooke, AZ	10,324	121	21%
Trinity, FL	10,334	116	16%

Source: The Trinity, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Trinity, FL Cost of Living