Titusville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexTitusvillePennsylvaniaNational
Cost of living index75102100
IndexTitusvillePennsylvaniaNational
Goods & Services index89103100
Groceries index78105100
Health care index8497100
Housing index4693100
Transportation index92112100
Utilities index93112100
A general summary of the cost of living index in Titusville, PA is shown above. Compared to the state average of Pennsylvania the cost of living index in Titusville, PA is 75, which is 26% lower than the average in Pennsylvania and compared to the national average it is 25% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Titusville, PA goods and services come in at 14% lower than the average in Pennsylvania and are 11% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Titusville is 26% lower than the Pennsylvania average.
  • The cost of living in Titusville is 25% lower than the national average.
  • The cost of housing in Titusville is 54% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Titusville, PA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Titusville, PA, then you would need to earn more income in order to maintain the same standard of living. To use the Titusville, PA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$46,944$3,912$1,095$1,408
Renters$18,675$1,556$436$560
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Titusville, PA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Titusville, PA has a median income of about $46,944 for people who own homes. Based on that number, a person should spend a maximum of $1,095 on expenses related to housing. Renters have a slightly different median income, which is $18,675. Based on this average, renters should spend no more than $436 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
For those who live in Titusville, PA and want to know what the true cost of living is, they ought to look at both the Pennsylvania income tax rate and the Pennsylvania sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Pennsylvania, the sales tax is 6%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Pennsylvania, the income tax rate ranges between 3.07% to 3.07%.

Goods & Services

ItemTitusvilleNational avg.Difference
Haircut $12.20$14.5916.4%
Beauty Salon $25.60$34.6826.2%
Toothpaste $1.91$2.4722.8%
Shampoo $0.81$1.0220.7%
Movie $9.50$9.873.7%
Bowling $3.20$4.3927.1%

Groceries

ItemTitusvilleNational avg.Difference
Ground Beef $3.59$4.4819.8%
Fried Chicken $1.07$1.4626.9%
Milk $1.50$2.3636.4%
Potatoes $1.58$3.0648.4%
Pizza $9.00$9.242.6%
Beer $8.99$8.634.1%

Health Care

ItemTitusvilleNational avg.Difference
Optometrist $83.80$99.7816.0%
Doctor $72.40$105.0331.1%
Dentist $70.60$88.7020.4%
Ibuprofen $7.51$9.4120.2%
Lipitor $319.82$298.507.1%

Housing

ItemTitusvilleNational avg.Difference
Home Price $70,800.00$175,700.0059.7%
Avg. Mortgage Payment $765.19$1,081.0329.2%
Apartment Rent $547.00$920.0040.5%

Transportation

ItemTitusvilleNational avg.Difference
Gasoline $2.00$2.094.6%
Tire Balancing $36.78$45.2918.8%

Utilities

ItemTitusvilleNational avg.Difference
All Electricity$137.52$170.8019.5%
Phone $31.43$28.2611.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Riceville, PA5069-31%
Oil City, PA10,38373-27%
Lincolnville, PA11673-27%
Rouseville, PA59073-27%
Tidioute, PA81275-25%
Titusville, PA5,47975-25%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Canal Fulton, OH5,47992-8%
Shippensburg, PA5,47997-3%
Rockwood, TN5,48081-19%
Centerville, IA5,48078-22%
Edgerton, WI5,47893-7%
Titusville, PA5,47975-25%
Source: The Titusville, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.