Three Points cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexThree PointsArizonaNational
Cost of living index8797100
IndexThree PointsArizonaNational
Goods & Services index9797100
Groceries index9798100
Health care index115100100
Housing index6394100
Transportation index9899100
Utilities index9499100
The above illustration supplies generalized information for the Three Points, AZ cost of living index. Compared to other cities in Arizona and cities across the country, the cost of living index in Three Points, AZ is 87, which is 10% lower than the Arizona average and 13% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Three Points, AZ are 1% higher than the average for Arizona and 3% lower than the rest of the country.

Did you know?

  • The cost of living in Three Points is 10% lower than the Arizona average.
  • The cost of living in Three Points is 13% lower than the national average.
  • The cost of housing in Three Points is 37% lower than the national average.
  • Arizona general sales tax is 10% higher than the national average.
  • Arizona state income tax is 16% higher than the national average.

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Salary Calculator

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The salary calculator allows you to compare how much your current salary in Three Points, AZ would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Three Points, AZ, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Three Points, AZ salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$36,995$3,083$863$1,110
Renters$27,356$2,280$638$821
One can approximate the cost of living and the housing affordability in Three Points, AZ by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Three Points, AZ have a median income of $36,995. Therefore, the amount that a consumer should spend on housing costs should be no more than $863 per month to avoid calamity and poverty. The renters in the city have an income of about $27,356, which would make their monthly maximum allowable rental costs $638.

Arizona Sales Tax

StateGeneral Sales TaxWith Max Surtax
Arizona5.6%10.725%

Arizona Income Tax

StateIncome Tax (Low)Income Tax (High)
Arizona2.59%4.54%
The Arizona sales tax and Arizona income tax rates should definitely be considered when determining the overall cost of living in Three Points, AZ. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Arizona sales tax is 5.6% and the maximum surtax is 10.725%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Arizona income tax rates range from 2.59% to 4.54%.

Goods & Services

ItemThree PointsNational avg.Difference
Haircut $14.60$14.590.0%
Beauty Salon $40.80$34.6817.6%
Toothpaste $2.29$2.477.4%
Shampoo $0.98$1.024.1%
Movie $9.83$9.870.4%
Bowling $3.85$4.3912.3%

Groceries

ItemThree PointsNational avg.Difference
Ground Beef $4.34$4.483.1%
Fried Chicken $1.51$1.463.1%
Milk $1.82$2.3622.8%
Potatoes $2.92$3.064.6%
Pizza $7.99$9.2413.6%
Beer $8.26$8.634.3%

Health Care

ItemThree PointsNational avg.Difference
Optometrist $87.40$99.7812.4%
Doctor $162.80$105.0355.0%
Dentist $93.80$88.705.7%
Ibuprofen $9.09$9.413.4%
Lipitor $289.19$298.503.1%

Housing

ItemThree PointsNational avg.Difference
Home Price $83,100.00$175,700.0052.7%
Avg. Mortgage Payment $842.49$1,081.0322.1%
Apartment Rent $902.00$920.002.0%

Transportation

ItemThree PointsNational avg.Difference
Gasoline $2.00$2.094.6%
Tire Balancing $47.60$45.295.1%

Utilities

ItemThree PointsNational avg.Difference
All Electricity$167.78$170.801.8%
Phone $24.58$28.2613.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Tucson Estates, AZ12,82990-10%
Drexel Heights, AZ28,29190-10%
Valencia West, AZ10,05194-6%
Three Points, AZ5,31387-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Fellsmere, FL5,31290-10%
Highland, NY5,31512222%
Midfield, AL5,31985-15%
Carmi, IL5,30781-19%
Clover, SC5,32193-7%
Three Points, AZ5,31387-13%
Source: The Three Points, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.