Temple cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexTempleGeorgiaNational
Cost of living index9194100
IndexTempleGeorgiaNational
Goods & Services index10296100
Groceries index107100100
Health care index10394100
Housing index6687100
Transportation index10996100
Utilities index9197100
Here we can see a simple outline of the cost of living in Temple, GA. As you can see, with the average cost of living in Temple, GA being 91, that puts it 3% lower than the average of Georgia and 9% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Temple, GA, the price of goods and services are 6% higher than the average of Georgia as well as 2% higher than the nation's average.

Did you know?

  • The cost of living in Temple is 3% lower than the Georgia average.
  • The cost of living in Temple is 9% lower than the national average.
  • The cost of housing in Temple is 34% lower than the national average.
  • Georgia general sales tax is 21% lower than the national average.
  • Georgia state income tax is 55% lower than the national average.

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Compare Temple, GA Cost of living To Other Cities

Salary Calculator

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Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current salary in Temple, GA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Temple, GA, then you would need to earn more income in order to maintain the same standard of living. To use the Temple, GA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$53,806$4,484$1,255$1,614
Renters$31,019$2,585$724$931
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Temple, GA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Temple, GA has a median income of about $53,806 for people who own homes. Based on that number, a person should spend a maximum of $1,255 on expenses related to housing. Renters have a slightly different median income, which is $31,019. Based on this average, renters should spend no more than $724 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Georgia Sales Tax

StateGeneral Sales TaxWith Max Surtax
Georgia4%8%

Georgia Income Tax

StateIncome Tax (Low)Income Tax (High)
Georgia1%6%
When considering the overall cost of living expenses in Temple, GA, it's important to take into account the sales tax for Georgia, as well as the rate for income tax in Georgia. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Georgia is 8%, and the sales tax in the state of Georgia is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Georgia starts from 1% and goes up to 6%.

Goods & Services

ItemTempleNational avg.Difference
Haircut $17.70$14.5921.3%
Beauty Salon $43.70$34.6826.0%
Toothpaste $2.57$2.473.9%
Shampoo $0.75$1.0226.6%
Movie $12.24$9.8724.0%
Bowling $5.21$4.3918.6%

Groceries

ItemTempleNational avg.Difference
Ground Beef $4.74$4.485.9%
Fried Chicken $1.54$1.465.2%
Milk $2.42$2.362.7%
Potatoes $3.74$3.0622.2%
Pizza $8.09$9.2412.5%
Beer $8.97$8.633.9%

Health Care

ItemTempleNational avg.Difference
Optometrist $88.57$99.7811.2%
Doctor $96.50$105.038.1%
Dentist $105.50$88.7018.9%
Ibuprofen $6.29$9.4133.2%
Lipitor $324.65$298.508.8%

Housing

ItemTempleNational avg.Difference
Home Price $105,400.00$175,700.0040.0%
Avg. Mortgage Payment $1,027.50$1,081.035.0%
Apartment Rent $723.00$920.0021.4%

Transportation

ItemTempleNational avg.Difference
Gasoline $2.25$2.097.8%
Tire Balancing $51.19$45.2913.0%

Utilities

ItemTempleNational avg.Difference
All Electricity$146.37$170.8014.3%
Phone $27.94$28.261.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Tallapoosa, GA3,14080-20%
Buchanan, GA1,20982-18%
Waco, GA57482-18%
Bowdon, GA1,85682-18%
Mount Zion, GA1,81785-15%
Temple, GA4,24491-9%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Desert Edge, CA4,24484-16%
Tice, FL4,24586-14%
Watertown, MN4,243100-0%
Del Mar, CA4,242216116%
Hampstead, NC4,2471066%
Temple, GA4,24491-9%
Source: The Temple, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.