Talladega cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8089100
Goods & Services index9498100
Groceries index9498100
Health care index8085100
Housing index5173100
Transportation index8992100
Utilities index9699100
The above illustration supplies generalized information for the Talladega, AL cost of living index. Compared to other cities in Alabama and cities across the country, the cost of living index in Talladega, AL is 80, which is 10% lower than the Alabama average and 20% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Talladega, AL are 4% lower than the average for Alabama and 6% lower than the rest of the country.

Did you know?

  • The cost of living in Talladega is 10% lower than the Alabama average.
  • The cost of living in Talladega is 20% lower than the national average.
  • The cost of housing in Talladega is 49% lower than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Talladega, AL to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Talladega, AL, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Talladega, AL salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Talladega, AL, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Talladega, AL has a median income of about $42,640 for people who own homes. Based on that number, a person should spend a maximum of $995 on expenses related to housing. Renters have a slightly different median income, which is $17,163. Based on this average, renters should spend no more than $400 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
The Alabama sales tax and Alabama income tax rates should definitely be considered when determining the overall cost of living in Talladega, AL. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Alabama sales tax is 4% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Alabama income tax rates range from 2% to 5%.

Goods & Services

ItemTalladegaNational avg.Difference
Haircut $14.00$14.594.1%
Beauty Salon $29.20$34.6815.8%
Toothpaste $2.02$2.4718.3%
Shampoo $1.05$1.022.7%
Movie $9.25$9.876.3%
Bowling $7.00$4.3959.4%


ItemTalladegaNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.24$1.4615.3%
Milk $2.05$2.3613.0%
Potatoes $2.79$3.068.9%
Pizza $8.00$9.2413.4%
Beer $7.83$8.639.3%

Health Care

ItemTalladegaNational avg.Difference
Optometrist $86.00$99.7813.8%
Doctor $79.00$105.0324.8%
Dentist $74.40$88.7016.1%
Ibuprofen $9.36$9.410.6%
Lipitor $215.26$298.5027.9%


ItemTalladegaNational avg.Difference
Home Price $82,600.00$175,700.0053.0%
Avg. Mortgage Payment $821.09$1,081.0324.0%
Apartment Rent $557.00$920.0039.5%


ItemTalladegaNational avg.Difference
Gasoline $1.89$2.099.4%
Tire Balancing $38.91$45.2914.1%


ItemTalladegaNational avg.Difference
All Electricity$173.64$170.801.7%
Phone $25.01$28.2611.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bon Air, AL11776-24%
Hobson City, AL81278-22%
Waldo, AL27980-20%
Munford, AL1,40182-18%
Childersburg, AL5,11786-14%
Talladega, AL16,03480-20%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sunnyside, WA16,03888-12%
Walnut Park, CA16,03912121%
Brenham, TX16,02988-12%
Gainesville, TX16,04081-19%
Madison, NJ16,04316969%
Talladega, AL16,03480-20%
Source: The Talladega, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.