Swoyersville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index96102100
Goods & Services index100103100
Groceries index104105100
Health care index11297100
Housing index8093100
Transportation index123112100
Utilities index91112100
An overview of the general cost of living index for Swoyersville, PA is displayed above for your reference. Residents in Swoyersville, PA enjoy a cost of living index of 96. This index is 6% lower than the Pennsylvania average, and 4% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Swoyersville, PA, the average cost of goods and services is 3% lower than it is in Pennsylvania, and it is equal to the national average.

Did you know?

  • The cost of living in Swoyersville is 6% lower than the Pennsylvania average.
  • The cost of living in Swoyersville is 4% lower than the national average.
  • The cost of housing in Swoyersville is 20% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Swoyersville, PA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Swoyersville, PA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Swoyersville, PA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Swoyersville, PA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Swoyersville, PA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Swoyersville, PA homeowners, is $54,309. This would allow for a maximum of $1,267 per month to be spent on housing costs. For renters, the median monthly income is $51,095 which would result in a maximum of $1,192 to be spent on rental costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Swoyersville, PA, it's important to take into account the sales tax for Pennsylvania, as well as the rate for income tax in Pennsylvania. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Pennsylvania is 8%, and the sales tax in the state of Pennsylvania is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Pennsylvania starts from 3.07% and goes up to 3.07%.

Goods & Services

ItemSwoyersvilleNational avg.Difference
Haircut $15.75$14.597.9%
Beauty Salon $34.25$34.681.2%
Toothpaste $3.08$2.4724.5%
Shampoo $1.51$1.0247.7%
Movie $10.50$9.876.4%
Bowling $4.00$4.398.9%


ItemSwoyersvilleNational avg.Difference
Ground Beef $4.41$4.481.5%
Fried Chicken $1.62$1.4610.7%
Milk $1.90$2.3619.4%
Potatoes $3.24$3.065.8%
Pizza $8.00$9.2413.4%
Beer $9.59$8.6311.1%

Health Care

ItemSwoyersvilleNational avg.Difference
Optometrist $109.00$99.789.2%
Doctor $143.69$105.0336.8%
Dentist $87.00$88.701.9%
Ibuprofen $9.48$9.410.7%
Lipitor $320.90$298.507.5%


ItemSwoyersvilleNational avg.Difference
Home Price $125,100.00$175,700.0028.8%
Avg. Mortgage Payment $1,281.68$1,081.0318.6%
Apartment Rent $919.00$920.000.1%


ItemSwoyersvilleNational avg.Difference
Gasoline $2.63$2.0926.0%
Tire Balancing $51.93$45.2914.7%


ItemSwoyersvilleNational avg.Difference
All Electricity$179.24$170.804.9%
Phone $19.99$28.2629.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Glen Lyon, PA1,71986-14%
Shickshinny, PA70086-14%
Sugar Notch, PA95392-8%
Ashley, PA2,76592-8%
Plymouth, PA5,90588-12%
Swoyersville, PA5,03896-4%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
McCordsville, IN5,0371000%
Terrell Hills, TX5,03712929%
Munroe Falls, OH5,03794-6%
Sparta, TN5,03680-20%
McGregor, TX5,04182-18%
Swoyersville, PA5,03896-4%
Source: The Swoyersville, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.