Swissvale cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSwissvalePennsylvaniaNational
Cost of living index87102100
IndexSwissvalePennsylvaniaNational
Goods & Services index97103100
Groceries index100105100
Health care index9597100
Housing index5393100
Transportation index120112100
Utilities index108112100
The above illustration supplies generalized information for the Swissvale, PA cost of living index. Compared to other cities in Pennsylvania and cities across the country, the cost of living index in Swissvale, PA is 87, which is 14% lower than the Pennsylvania average and 13% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Swissvale, PA are 6% lower than the average for Pennsylvania and 3% lower than the rest of the country.

Did you know?

  • The cost of living in Swissvale is 14% lower than the Pennsylvania average.
  • The cost of living in Swissvale is 13% lower than the national average.
  • The cost of housing in Swissvale is 47% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Swissvale, PA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Swissvale, PA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Swissvale, PA, then you would need to earn more income in order to maintain the same standard of living. To use the Swissvale, PA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$60,054$5,005$1,401$1,802
Renters$24,109$2,009$563$723
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Swissvale, PA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Swissvale, PA homeowners, is $60,054. This would allow for a maximum of $1,401 per month to be spent on housing costs. For renters, the median monthly income is $24,109 which would result in a maximum of $563 to be spent on rental costs.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
When assessing the complete cost of living in Swissvale, PA, the Pennsylvania income tax and the Pennsylvania sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Pennsylvania maximum surtax is 8%, and the Pennsylvania sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 3.07% to 3.07% in Pennsylvania.

Goods & Services

ItemSwissvaleNational avg.Difference
Haircut $13.25$14.599.2%
Beauty Salon $37.49$34.688.1%
Toothpaste $1.74$2.4729.6%
Shampoo $0.99$1.023.1%
Movie $8.65$9.8712.3%
Bowling $3.95$4.3910.1%

Groceries

ItemSwissvaleNational avg.Difference
Ground Beef $4.89$4.489.2%
Fried Chicken $1.72$1.4617.5%
Milk $2.04$2.3613.4%
Potatoes $3.49$3.0614.0%
Pizza $8.70$9.245.9%
Beer $9.99$8.6315.7%

Health Care

ItemSwissvaleNational avg.Difference
Optometrist $87.00$99.7812.8%
Doctor $89.83$105.0314.5%
Dentist $82.00$88.707.6%
Ibuprofen $9.92$9.415.4%
Lipitor $325.87$298.509.2%

Housing

ItemSwissvaleNational avg.Difference
Home Price $73,200.00$175,700.0058.3%
Avg. Mortgage Payment $963.99$1,081.0310.8%
Apartment Rent $716.00$920.0022.2%

Transportation

ItemSwissvaleNational avg.Difference
Gasoline $2.56$2.0922.4%
Tire Balancing $51.54$45.2913.8%

Utilities

ItemSwissvaleNational avg.Difference
All Electricity$200.47$170.8017.4%
Phone $26.50$28.266.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rankin, PA2,14279-21%
Braddock, PA2,03080-20%
North Braddock, PA4,84781-19%
Arnold City, PA60981-19%
East Pittsburgh, PA1,91082-18%
Swissvale, PA8,96387-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Moundsville, WV8,96087-13%
Bothell East, WA8,95915050%
Pitman, NJ8,95911414%
Picnic Point, WA8,96913131%
Sitka, AK8,95714040%
Swissvale, PA8,96387-13%
Source: The Swissvale, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.