Swartz cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSwartzLouisianaNational
Cost of living index8891100
IndexSwartzLouisianaNational
Goods & Services index9997100
Groceries index9897100
Health care index9195100
Housing index7582100
Transportation index8994100
Utilities index8288100
The above illustration supplies generalized information for the Swartz, LA cost of living index. Compared to other cities in Louisiana and cities across the country, the cost of living index in Swartz, LA is 88, which is 3% lower than the Louisiana average and 12% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Swartz, LA are 2% higher than the average for Louisiana and 2% lower than the rest of the country.

Did you know?

  • The cost of living in Swartz is 3% lower than the Louisiana average.
  • The cost of living in Swartz is 12% lower than the national average.
  • The cost of housing in Swartz is 25% lower than the national average.
  • Louisiana general sales tax is 21% lower than the national average.
  • Louisiana state income tax is 10% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Swartz, LA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Swartz, LA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Swartz, LA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$61,023$5,085$1,424$1,831
Renters$14,484$1,207$338$435
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Swartz, LA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Swartz, LA homeowners, is $61,023. This would allow for a maximum of $1,424 per month to be spent on housing costs. For renters, the median monthly income is $14,484 which would result in a maximum of $338 to be spent on rental costs.

Louisiana Sales Tax

StateGeneral Sales TaxWith Max Surtax
Louisiana4%11%

Louisiana Income Tax

StateIncome Tax (Low)Income Tax (High)
Louisiana2%6%
For those who live in Swartz, LA and want to know what the true cost of living is, they ought to look at both the Louisiana income tax rate and the Louisiana sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Louisiana, the sales tax is 4%, while the most you'll pay in surtax is 11%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Louisiana, the income tax rate ranges between 2% to 6%.

Goods & Services

ItemSwartzNational avg.Difference
Haircut $14.33$14.591.8%
Beauty Salon $27.50$34.6820.7%
Toothpaste $2.52$2.471.9%
Shampoo $0.97$1.025.1%
Movie $7.25$9.8726.5%
Bowling $4.59$4.394.5%

Groceries

ItemSwartzNational avg.Difference
Ground Beef $3.77$4.4815.8%
Fried Chicken $1.22$1.4616.7%
Milk $2.88$2.3622.2%
Potatoes $3.82$3.0624.8%
Pizza $8.99$9.242.7%
Beer $7.74$8.6310.3%

Health Care

ItemSwartzNational avg.Difference
Optometrist $81.25$99.7818.6%
Doctor $83.67$105.0320.3%
Dentist $84.33$88.704.9%
Ibuprofen $9.47$9.410.6%
Lipitor $294.69$298.501.3%

Housing

ItemSwartzNational avg.Difference
Home Price $135,300.00$175,700.0023.0%
Avg. Mortgage Payment $1,067.80$1,081.031.2%
Apartment Rent $634.00$920.0031.1%

Transportation

ItemSwartzNational avg.Difference
Gasoline $1.98$2.095.1%
Tire Balancing $33.50$45.2926.0%

Utilities

ItemSwartzNational avg.Difference
All Electricity$131.56$170.8023.0%
Phone $25.01$28.2611.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Collinston, LA19974-26%
Richwood, LA5,84678-22%
Rayville, LA3,74578-22%
Bastrop, LA11,07579-21%
Brownsville, LA4,35679-21%
Swartz, LA4,97788-12%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Edenton, NC4,97999-1%
Salem, MO4,97982-18%
Providence Village, TX4,97511010%
Homestead Meadows North, TX4,97480-20%
Osceola, IA4,98180-20%
Swartz, LA4,97788-12%
Source: The Swartz, LA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.