Swartz, LA Cost Of Living

Swartz cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Swartz	Louisiana	National
Cost of living index	90	92	100
Index	Swartz	Louisiana	National
Goods & Services index	96	97	100
Groceries index	100	98	100
Health care index	85	97	100
Housing index	75	81	100
Transportation index	91	97	100
Utilities index	103	94	100

The above illustration supplies generalized information for the Swartz, LA cost of living index. Compared to other cities in Louisiana and cities across the country, the cost of living index in Swartz, LA is 90, which is 2% lower than the Louisiana average and 10% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Swartz, LA are 1% lower than the average for Louisiana and 4% lower than the rest of the country.

Did you know?

The cost of living in Swartz is 2% lower than the Louisiana average.
The cost of living in Swartz is 10% lower than the national average.
The cost of housing in Swartz is 25% lower than the national average.
Louisiana general sales tax is 2% lower than the national average.
Louisiana state income tax is 10% lower than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is meant to help you compare your salary in Swartz, LA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Swartz, LA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Swartz, LA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$49,784	$4,149	$1,162	$1,494
Renters	$21,968	$1,831	$513	$659

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Swartz, LA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Swartz, LA homeowners, is $49,784. This would allow for a maximum of $1,162 per month to be spent on housing costs. For renters, the median monthly income is $21,968 which would result in a maximum of $513 to be spent on rental costs.

Louisiana Sales Tax

State	General Sales Tax	With Max Surtax
Louisiana	5%	12%

Louisiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Louisiana	2%	6%

For those who live in Swartz, LA and want to know what the true cost of living is, they ought to look at both the Louisiana income tax rate and the Louisiana sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Louisiana, the sales tax is 5%, while the most you'll pay in surtax is 12%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Louisiana, the income tax rate ranges between 2% to 6%.

Goods & Services

Item	Swartz	National avg.	Difference
Haircut	$15.94	$16.09	0.9%
Beauty Salon	$29.12	$37.33	22.0%
Toothpaste	$2.19	$2.45	10.6%
Shampoo	$1.03	$1.00	2.7%
Movie	$7.48	$10.28	27.3%
Bowling	$10.03	$4.93	103.4%

Groceries

Item	Swartz	National avg.	Difference
Ground Beef	$4.07	$3.80	7.0%
Fried Chicken	$1.15	$1.40	17.8%
Milk	$2.20	$2.01	9.4%
Potatoes	$3.57	$3.01	18.6%
Pizza	$9.23	$9.89	6.6%
Beer	$8.55	$8.90	3.9%

Health Care

Item	Swartz	National avg.	Difference
Optometrist	$93.92	$102.16	8.1%
Doctor	$76.24	$108.36	29.6%
Dentist	$79.52	$92.53	14.1%
Ibuprofen	$8.41	$9.28	9.4%
Lipitor	$424.21	$425.82	0.4%

Housing

Item	Swartz	National avg.	Difference
Home Price	$131,700.00	$184,700.00	28.7%
Avg. Mortgage Payment	$1,066.65	$1,202.44	11.3%
Apartment Rent	$803.00	$949.00	15.4%

Transportation

Item	Swartz	National avg.	Difference
Gasoline	$2.04	$2.24	9.2%
Tire Balancing	$42.45	$46.29	8.3%

Utilities

Item	Swartz	National avg.	Difference
All Electricity	$131.00	$165.96	21.1%
Phone	$37.69	$28.68	31.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Richwood, LA	5,626	78	-22%
Collinston, LA	365	78	-22%
Brownsville, LA	3,820	79	-21%
Rayville, LA	3,708	80	-20%
Bastrop, LA	10,851	80	-20%
Swartz, LA	5,235	90	-10%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Smiths Station, AL	5,235	93	-7%
Jonesborough, TN	5,234	93	-7%
Winfield, IN	5,233	120	20%
Glenwood, IA	5,233	86	-14%
Mount Hood Village, OR	5,231	113	13%
Swartz, LA	5,235	90	-10%

Source: The Swartz, LA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Swartz, LA Cost of Living