Surfside Beach cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSurfside BeachSouth CarolinaNational
Cost of living index11097100
IndexSurfside BeachSouth CarolinaNational
Goods & Services index99105100
Groceries index103105100
Health care index113101100
Housing index13080100
Transportation index10196100
Utilities index100107100
Here we can see a simple outline of the cost of living in Surfside Beach, SC. As you can see, with the average cost of living in Surfside Beach, SC being 110, that puts it 13% higher than the average of South Carolina and 10% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Surfside Beach, SC, the price of goods and services are 6% lower than the average of South Carolina as well as 1% lower than the nation's average.

Did you know?

  • The cost of living in Surfside Beach is 13% higher than the South Carolina average.
  • The cost of living in Surfside Beach is 10% higher than the national average.
  • The cost of housing in Surfside Beach is 30% higher than the national average.
  • South Carolina general sales tax is 18% higher than the national average.
  • South Carolina state income tax is 100% lower than the national average.

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Compare Surfside Beach, SC Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Surfside Beach, SC to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Surfside Beach, SC, you have to earn a higher income in order to still have the same standard of living. To operate the Surfside Beach, SC salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Surfside Beach, SC, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Surfside Beach, SC, the median monthly income is $49,615 for those who own their own homes. Under the standard rule, that income level would allow for $1,158 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $35,625, per the median income in the area. That would allow for renters to spend up to $831 on monthly rental expenses.

South Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
South Carolina6%9%

South Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
South Carolina0%7%
One thing to keep in mind when considering the cost of living in Surfside Beach, SC is the South Carolina sales tax and South Carolina income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The South Carolina sales tax rate is 6% and the maximum surtax that can be charged is 9%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The South Carolina income tax rates range from 0% to 7%.

Goods & Services

ItemSurfside BeachNational avg.Difference
Haircut $14.22$15.568.6%
Beauty Salon $41.53$36.1115.0%
Toothpaste $2.12$2.4714.3%
Shampoo $1.00$0.963.3%
Movie $11.29$10.1311.5%
Bowling $3.90$4.7417.7%


ItemSurfside BeachNational avg.Difference
Ground Beef $4.72$3.9818.5%
Fried Chicken $1.36$1.413.1%
Milk $1.97$2.064.5%
Potatoes $3.34$2.9812.0%
Pizza $9.13$9.473.6%
Beer $8.69$8.791.1%

Health Care

ItemSurfside BeachNational avg.Difference
Optometrist $110.28$101.049.1%
Doctor $140.44$107.4430.7%
Dentist $101.50$90.4212.3%
Ibuprofen $8.83$9.284.9%
Lipitor $427.77$426.500.3%


ItemSurfside BeachNational avg.Difference
Home Price $256,000.00$175,700.0045.7%
Avg. Mortgage Payment $958.55$1,133.2315.4%
Apartment Rent $861.00$920.006.4%


ItemSurfside BeachNational avg.Difference
Gasoline $1.96$1.991.6%
Tire Balancing $48.95$45.767.0%


ItemSurfside BeachNational avg.Difference
All Electricity$167.71$163.812.4%
Phone $28.00$28.391.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bucksport, SC76086-14%
Atlantic Beach, SC26788-12%
Garden City, SC8,82493-7%
Socastee, SC20,49696-4%
Forestbrook, SC4,53997-3%
Surfside Beach, SC4,01711010%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sherman, IL4,01697-3%
Goodview, MN4,01995-5%
Le Sueur, MN4,01993-7%
Norton, VA4,01589-11%
Vandalia, MO4,01981-19%
Surfside Beach, SC4,01711010%
Source: The Surfside Beach, SC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.