Sumner cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index7599100
Goods & Services index9298100
Groceries index9399100
Health care index92101100
Housing index2999100
Transportation index9297100
Utilities index114101100
The above illustration supplies generalized information for the Sumner, IL cost of living index. Compared to other cities in Illinois and cities across the country, the cost of living index in Sumner, IL is 75, which is 24% lower than the Illinois average and 25% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Sumner, IL are 7% lower than the average for Illinois and 8% lower than the rest of the country.

Did you know?

  • The cost of living in Sumner is 24% lower than the Illinois average.
  • The cost of living in Sumner is 25% lower than the national average.
  • The cost of housing in Sumner is 71% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Salary Calculator

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Groceries index
Health care index
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Use the salary calculator to compare your current salary in Sumner, IL to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Sumner, IL, then you would need to earn more income in order to maintain the same standard of living. To use the Sumner, IL salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Sumner, IL as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Sumner, IL homeowners, the median income is $41,250. This indicates that a monthly maximum of $962 should be spent by homeowners on all housing related costs. Renters have a median income of $20,455. This indicates that renters should have a maximum of $477 used for their rent related monthly costs.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Sumner, IL and want to know what the true cost of living is, they ought to look at both the Illinois income tax rate and the Illinois sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Illinois, the sales tax is 6.25%, while the most you'll pay in surtax is 9.75%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Illinois, the income tax rate ranges between 3.75% to 3.75%.

Goods & Services

ItemSumnerNational avg.Difference
Haircut $15.17$14.594.0%
Beauty Salon $34.60$34.680.2%
Toothpaste $1.76$2.4728.8%
Shampoo $0.75$1.0226.6%
Movie $9.84$9.870.3%
Bowling $2.92$4.3933.5%


ItemSumnerNational avg.Difference
Ground Beef $3.73$4.4816.7%
Fried Chicken $1.33$1.469.2%
Milk $2.01$2.3614.7%
Potatoes $3.18$3.063.9%
Pizza $8.16$9.2411.7%
Beer $8.14$8.635.7%

Health Care

ItemSumnerNational avg.Difference
Optometrist $107.00$99.787.2%
Doctor $93.00$105.0311.5%
Dentist $75.67$88.7014.7%
Ibuprofen $8.78$9.416.7%
Lipitor $301.70$298.501.1%


ItemSumnerNational avg.Difference
Home Price $38,500.00$175,700.0078.1%
Avg. Mortgage Payment $937.81$1,081.0313.2%
Apartment Rent $429.00$920.0053.4%


ItemSumnerNational avg.Difference
Gasoline $1.91$2.098.7%
Tire Balancing $43.12$45.294.8%


ItemSumnerNational avg.Difference
All Electricity$182.62$170.806.9%
Phone $35.01$28.2623.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Parkersburg, IL17173-27%
Calhoun, IL19073-27%
Flat Rock, IL33881-19%
St. Francisville, IL51977-23%
West Salem, IL96278-22%
Sumner, IL5,55675-25%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Robertsdale, AL5,55692-8%
Roseland, CA5,55612828%
Hightstown, NJ5,55712020%
Ashton-Sandy Spring, MD5,55516565%
Fairview, NY5,55412323%
Sumner, IL5,55675-25%
Source: The Sumner, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.