Sturgis cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSturgisSouth DakotaNational
Cost of living index8791100
IndexSturgisSouth DakotaNational
Goods & Services index9496100
Groceries index10097100
Health care index96101100
Housing index6675100
Transportation index9696100
Utilities index100105100
Displayed above is a general overview of the Sturgis, SD cost of living index. The overall cost of living index in Sturgis, SD is 87, which is 4% lower than the South Dakota average and 13% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Sturgis, SD are 2% lower than the South Dakota average and 6% lower than the national average.

Did you know?

  • The cost of living in Sturgis is 4% lower than the South Dakota average.
  • The cost of living in Sturgis is 13% lower than the national average.
  • The cost of housing in Sturgis is 34% lower than the national average.
  • South Dakota general sales tax is 21% lower than the national average.
  • South Dakota state income tax is 100% lower than the national average.

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Compare Sturgis, SD Cost of living To Other Cities

Salary Calculator

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The salary calculator is used in order to provide a comparison of your current salary in Sturgis, SD to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Sturgis, SD, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Sturgis, SD salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$58,208$4,851$1,358$1,746
Renters$23,417$1,951$546$703
One can approximate the cost of living and the housing affordability in Sturgis, SD by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Sturgis, SD have a median income of $58,208. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,358 per month to avoid calamity and poverty. The renters in the city have an income of about $23,417, which would make their monthly maximum allowable rental costs $546.

South Dakota Sales Tax

StateGeneral Sales TaxWith Max Surtax
South Dakota4%6%

South Dakota Income Tax

StateIncome Tax (Low)Income Tax (High)
South Dakota0%0%
When considering the overall cost of living expenses in Sturgis, SD, it's important to take into account the sales tax for South Dakota, as well as the rate for income tax in South Dakota. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for South Dakota is 6%, and the sales tax in the state of South Dakota is 4%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in South Dakota starts from 0% and goes up to 0%.

Goods & Services

ItemSturgisNational avg.Difference
Haircut $15.33$15.561.5%
Beauty Salon $24.71$36.1131.6%
Toothpaste $2.61$2.475.7%
Shampoo $0.96$0.960.9%
Movie $8.75$10.1313.6%
Bowling $4.50$4.745.0%

Groceries

ItemSturgisNational avg.Difference
Ground Beef $4.00$3.980.5%
Fried Chicken $1.60$1.4113.5%
Milk $1.94$2.066.2%
Potatoes $2.48$2.9816.7%
Pizza $8.16$9.4713.8%
Beer $11.24$8.7927.8%

Health Care

ItemSturgisNational avg.Difference
Optometrist $109.37$101.048.2%
Doctor $103.36$107.443.8%
Dentist $83.35$90.427.8%
Ibuprofen $9.57$9.283.2%
Lipitor $398.11$426.506.7%

Housing

ItemSturgisNational avg.Difference
Home Price $118,500.00$175,700.0032.6%
Avg. Mortgage Payment $1,545.53$1,133.2336.4%
Apartment Rent $578.00$920.0037.2%

Transportation

ItemSturgisNational avg.Difference
Gasoline $2.02$1.991.4%
Tire Balancing $38.88$45.7615.0%

Utilities

ItemSturgisNational avg.Difference
All Electricity$136.36$163.8116.8%
Phone $35.00$28.3923.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
St. Onge, SD2696-4%
Central City, SD12680-20%
Vale, SD17081-19%
Lead, SD3,09786-14%
Whitewood, SD89986-14%
Sturgis, SD6,65287-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Ogden, NC6,65311111%
Sequim, WA6,6511088%
Piñon Hills, CA6,6541088%
Georgetown, DE6,6501099%
Leesville, LA6,65688-12%
Sturgis, SD6,65287-13%
Source: The Sturgis, SD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.