Stroudsburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexStroudsburgPennsylvaniaNational
Cost of living index104100100
IndexStroudsburgPennsylvaniaNational
Goods & Services index9899100
Groceries index100102100
Health care index8590100
Housing index10893100
Transportation index112109100
Utilities index118115100
An overview of the general cost of living index for Stroudsburg, PA is displayed above for your reference. Residents in Stroudsburg, PA enjoy a cost of living index of 104. This index is 4% higher than the Pennsylvania average, and 4% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Stroudsburg, PA, the average cost of goods and services is 1% lower than it is in Pennsylvania, and it is 2% lower than the national average.

Did you know?

  • The cost of living in Stroudsburg is 4% higher than the Pennsylvania average.
  • The cost of living in Stroudsburg is 4% higher than the national average.
  • The cost of housing in Stroudsburg is 8% higher than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

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Compare Stroudsburg, PA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Stroudsburg, PA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Stroudsburg, PA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Stroudsburg, PA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$60,719$5,060$1,417$1,822
Renters$25,164$2,097$587$755
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Stroudsburg, PA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Stroudsburg, PA has a median income of about $60,719 for people who own homes. Based on that number, a person should spend a maximum of $1,417 on expenses related to housing. Renters have a slightly different median income, which is $25,164. Based on this average, renters should spend no more than $587 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Pennsylvania Sales Tax

StateGeneral Sales TaxWith Max Surtax
Pennsylvania6%8%

Pennsylvania Income Tax

StateIncome Tax (Low)Income Tax (High)
Pennsylvania3.07%3.07%
One thing to keep in mind when considering the cost of living in Stroudsburg, PA is the Pennsylvania sales tax and Pennsylvania income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Pennsylvania sales tax rate is 6% and the maximum surtax that can be charged is 8%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Pennsylvania income tax rates range from 3.07% to 3.07%.

Goods & Services

ItemStroudsburgNational avg.Difference
Haircut $15.03$15.563.5%
Beauty Salon $32.03$36.1111.3%
Toothpaste $2.61$2.475.7%
Shampoo $0.91$0.965.4%
Movie $9.79$10.133.4%
Bowling $4.35$4.748.1%

Groceries

ItemStroudsburgNational avg.Difference
Ground Beef $3.57$3.9810.3%
Fried Chicken $1.30$1.417.6%
Milk $1.82$2.0611.6%
Potatoes $2.84$2.984.8%
Pizza $8.99$9.475.1%
Beer $9.88$8.7912.4%

Health Care

ItemStroudsburgNational avg.Difference
Optometrist $67.53$101.0433.2%
Doctor $76.75$107.4428.6%
Dentist $77.17$90.4214.7%
Ibuprofen $9.28$9.280.0%
Lipitor $418.33$426.501.9%

Housing

ItemStroudsburgNational avg.Difference
Home Price $193,400.00$175,700.0010.1%
Avg. Mortgage Payment $1,110.14$1,133.232.0%
Apartment Rent $934.00$920.001.5%

Transportation

ItemStroudsburgNational avg.Difference
Gasoline $2.22$1.9911.3%
Tire Balancing $51.72$45.7613.0%

Utilities

ItemStroudsburgNational avg.Difference
All Electricity$194.54$163.8118.8%
Phone $33.23$28.3917.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bridgeville, NJ991099%
Delaware, NJ861099%
Port Murray, NJ901099%
Mountainhome, PA1,06095-5%
Saylorsburg, PA61696-4%
Stroudsburg, PA5,5281044%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Webster, NY5,52897-3%
Boiling Spring Lakes, NC5,529100-0%
Anamosa, IA5,52689-11%
Cullowhee, NC5,53193-7%
West Modesto, CA5,53498-2%
Stroudsburg, PA5,5281044%
Source: The Stroudsburg, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.