Stony Brook cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexStony BrookNew YorkNational
Cost of living index160122100
IndexStony BrookNew YorkNational
Goods & Services index126112100
Groceries index122103100
Health care index115104100
Housing index248149100
Transportation index100122100
Utilities index132102100
A general summary of the cost of living index in Stony Brook, NY is shown above. Compared to the state average of New York the cost of living index in Stony Brook, NY is 160, which is 31% higher than the average in New York and compared to the national average it is 60% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Stony Brook, NY goods and services come in at 12% higher than the average in New York and are 26% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Stony Brook is 31% higher than the New York average.
  • The cost of living in Stony Brook is 60% higher than the national average.
  • The cost of housing in Stony Brook is 148% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Stony Brook, NY Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Stony Brook, NY to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Stony Brook, NY, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Stony Brook, NY salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$147,986$12,332$3,453$4,440
Renters$35,750$2,979$834$1,073
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Stony Brook, NY, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Stony Brook, NY homeowners have a median income of $147,986. Using that number, you will come up with a maximum of $3,453 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $35,750, which means there is a maximum of $834 to be spent on the costs of renting a home or apartment.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
The New York sales tax and New York income tax rates should definitely be considered when determining the overall cost of living in Stony Brook, NY. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New York sales tax is 4% and the maximum surtax is 8.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemStony BrookNational avg.Difference
Haircut $20.00$14.5937.0%
Beauty Salon $67.50$34.6894.6%
Toothpaste $4.04$2.4763.3%
Shampoo $0.88$1.0213.9%
Movie $14.75$9.8749.5%
Bowling $7.94$4.3980.8%

Groceries

ItemStony BrookNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.04$1.4629.0%
Milk $2.26$2.364.1%
Potatoes $3.92$3.0628.0%
Pizza $10.00$9.248.2%
Beer $9.82$8.6313.8%

Health Care

ItemStony BrookNational avg.Difference
Optometrist $111.67$99.7811.9%
Doctor $123.75$105.0317.8%
Dentist $110.00$88.7024.0%
Ibuprofen $10.33$9.419.8%
Lipitor $299.00$298.500.2%

Housing

ItemStony BrookNational avg.Difference
Home Price $460,400.00$175,700.00162.0%
Avg. Mortgage Payment $2,127.00$1,081.0396.8%
Apartment Rent $1,994.00$920.00116.7%

Transportation

ItemStony BrookNational avg.Difference
Gasoline $2.06$2.091.5%
Tire Balancing $47.99$45.296.0%

Utilities

ItemStony BrookNational avg.Difference
All Electricity$262.56$170.8053.7%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mastic Beach, NY14,88012525%
Ridge, NY12,92112828%
Mastic, NY16,27413030%
Central Islip, NY36,23313131%
Brentwood, NY59,43613131%
Stony Brook, NY13,93616060%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Gonzalez, FL13,93697-3%
Whitehall, PA13,9311044%
Morris, IL13,9291011%
Collingswood, NJ13,92912020%
Olivehurst, CA13,92811313%
Stony Brook, NY13,93616060%
Source: The Stony Brook, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.