Stock Island cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexStock IslandFloridaNational
Cost of living index11399100
IndexStock IslandFloridaNational
Goods & Services index10599100
Groceries index103102100
Health care index10197100
Housing index13395100
Transportation index108100100
Utilities index99103100
The above illustration supplies generalized information for the Stock Island, FL cost of living index. Compared to other cities in Florida and cities across the country, the cost of living index in Stock Island, FL is 113, which is 14% higher than the Florida average and 13% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Stock Island, FL are 5% higher than the average for Florida and 5% higher than the rest of the country.

Did you know?

  • The cost of living in Stock Island is 14% higher than the Florida average.
  • The cost of living in Stock Island is 13% higher than the national average.
  • The cost of housing in Stock Island is 33% higher than the national average.
  • Florida general sales tax is 18% higher than the national average.
  • Florida state income tax is 100% lower than the national average.

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Salary Calculator

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Health care index
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Use the salary calculator to compare your current income in Stock Island, FL to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Stock Island, FL, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Stock Island, FL salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Stock Island, FL as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Stock Island, FL homeowners, the median income is $55,673. This indicates that a monthly maximum of $1,299 should be spent by homeowners on all housing related costs. Renters have a median income of $37,463. This indicates that renters should have a maximum of $874 used for their rent related monthly costs.

Florida Sales Tax

StateGeneral Sales TaxWith Max Surtax

Florida Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Stock Island, FL, it's important to take into account the sales tax for Florida, as well as the rate for income tax in Florida. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Florida is 7.5%, and the sales tax in the state of Florida is 6%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Florida starts from 0% and goes up to 0%.

Goods & Services

ItemStock IslandNational avg.Difference
Haircut $15.47$15.560.6%
Beauty Salon $61.93$36.1171.5%
Toothpaste $2.40$2.472.8%
Shampoo $0.98$0.961.2%
Movie $12.52$10.1323.7%
Bowling $6.65$4.7440.4%


ItemStock IslandNational avg.Difference
Ground Beef $4.56$3.9814.5%
Fried Chicken $1.56$1.4111.1%
Milk $2.49$2.0620.7%
Potatoes $3.46$2.9816.1%
Pizza $8.99$9.475.1%
Beer $9.34$8.796.2%

Health Care

ItemStock IslandNational avg.Difference
Optometrist $96.00$101.045.0%
Doctor $95.56$107.4411.1%
Dentist $97.13$90.427.4%
Ibuprofen $11.13$9.2819.9%
Lipitor $415.12$426.502.7%


ItemStock IslandNational avg.Difference
Home Price $236,700.00$175,700.0034.7%
Avg. Mortgage Payment $1,272.27$1,133.2312.3%
Apartment Rent $1,179.00$920.0028.2%


ItemStock IslandNational avg.Difference
Gasoline $2.05$1.992.7%
Tire Balancing $55.40$45.7621.1%


ItemStock IslandNational avg.Difference
All Electricity$152.73$163.816.8%
Phone $30.33$28.396.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Big Coppitt Key, FL2,39711616%
Key West, FL25,18713939%
Stock Island, FL4,15311313%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Indian Rocks Beach, FL4,15312626%
Ford City, CA4,15498-2%
China Grove, NC4,15584-16%
French Camp, CA4,1551000%
Bluffton, OH4,15790-10%
Stock Island, FL4,15311313%
Source: The Stock Island, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.