Ste. Genevieve cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSte. GenevieveMissouriNational
Cost of living index8791100
IndexSte. GenevieveMissouriNational
Goods & Services index9799100
Groceries index10195100
Health care index10197100
Housing index5979100
Transportation index9287100
Utilities index114104100
A general overview of the cost of living index for Ste. Genevieve, MO is displayed above. In Ste. Genevieve, MO, the overall cost of living index is 87, which is 5% lower than the Missouri average and 13% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Ste. Genevieve, MO, the city's goods and services are 2% lower than the Missouri average and 3% lower than the U.S. average.

Did you know?

  • The cost of living in Ste. Genevieve is 5% lower than the Missouri average.
  • The cost of living in Ste. Genevieve is 13% lower than the national average.
  • The cost of housing in Ste. Genevieve is 41% lower than the national average.
  • Missouri general sales tax is 17% lower than the national average.
  • Missouri state income tax is 33% lower than the national average.

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Compare Ste. Genevieve, MO Cost of living To Other Cities

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Use the salary calculator to compare your current income in Ste. Genevieve, MO to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Ste. Genevieve, MO, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Ste. Genevieve, MO salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$44,158$3,680$1,030$1,325
Renters$21,265$1,772$496$638
The affordability of the housing market in Ste. Genevieve, MO as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Ste. Genevieve, MO homeowners, the median income is $44,158. This indicates that a monthly maximum of $1,030 should be spent by homeowners on all housing related costs. Renters have a median income of $21,265. This indicates that renters should have a maximum of $496 used for their rent related monthly costs.

Missouri Sales Tax

StateGeneral Sales TaxWith Max Surtax
Missouri4.225%9.35%

Missouri Income Tax

StateIncome Tax (Low)Income Tax (High)
Missouri1.5%6%
When assessing the complete cost of living in Ste. Genevieve, MO, the Missouri income tax and the Missouri sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Missouri maximum surtax is 9.35%, and the Missouri sales tax is 4.225%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1.5% to 6% in Missouri.

Goods & Services

ItemSte. GenevieveNational avg.Difference
Haircut $16.17$14.5910.8%
Beauty Salon $34.85$34.680.5%
Toothpaste $2.47$2.470.1%
Shampoo $0.87$1.0214.9%
Movie $10.46$9.876.0%
Bowling $3.64$4.3917.1%

Groceries

ItemSte. GenevieveNational avg.Difference
Ground Beef $5.69$4.4827.1%
Fried Chicken $1.99$1.4635.9%
Milk $2.61$2.3610.7%
Potatoes $2.41$3.0621.3%
Pizza $8.39$9.249.2%
Beer $7.99$8.637.4%

Health Care

ItemSte. GenevieveNational avg.Difference
Optometrist $83.00$99.7816.8%
Doctor $98.56$105.036.2%
Dentist $93.75$88.705.7%
Ibuprofen $10.71$9.4113.8%
Lipitor $306.38$298.502.6%

Housing

ItemSte. GenevieveNational avg.Difference
Home Price $100,200.00$175,700.0043.0%
Avg. Mortgage Payment $711.37$1,081.0334.2%
Apartment Rent $577.00$920.0037.3%

Transportation

ItemSte. GenevieveNational avg.Difference
Gasoline $1.86$2.0910.9%
Tire Balancing $44.70$45.291.3%

Utilities

ItemSte. GenevieveNational avg.Difference
All Electricity$164.26$170.803.8%
Phone $39.44$28.2639.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Kaskaskia, IL9100-0%
Weingarten, MO10778-22%
Lithium, MO10183-17%
Ellis Grove, IL50085-15%
Evansville, IL70285-15%
Ste. Genevieve, MO4,41387-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Colchester, CT4,41412121%
Elko New Market, MN4,41411515%
Lakewood, IL4,41113333%
Indian Mountain Lake, PA4,41111515%
Rogersville, TN4,41085-15%
Ste. Genevieve, MO4,41387-13%
Source: The Ste. Genevieve, MO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.